20379 Lois Way, Bend, OR 97702 Property Records

Deschutes County property record for 20379 Lois Way, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,325 sqft · built 2017
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Tax Bill$4,479 (2025)
Deeds & MortgagesJul 2022 Mortgage
Dec 2017 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN181208-AD-00453

Property Details

APN / Parcel Number

Primary APN181208-AD-00453
Alternative APN
  • 259911

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,325 sqft Living Area
Gross Area2,802 sqft
1st Floor Area960 sqft
Family RoomFamily Room
Great RoomGreat Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleBi-Level
Lot Area4,792 sqft (0.11 acres)
Garage Area477 sqft

Location & Zoning

Account Number259911
Street Address20379 LOIS WAY
CityBEND
StateOR
Zip97702-3533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBAILEY LOT 20
Legal Range12
Legal Township18
Legal Section08
Legal SubdivisionBAILEY
Legal Lot Number20
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1011
Census Tract2002

Owner

Source: Deschutes County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address20379 LOIS WAY, BEND, OR 97702-3533
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Deed of Trust, Mortgage · FHA Mortgage
GUILD MORTGAGE CO LC
Dec 20, 2017Warranty Deed, Subdivision Related Transfer · FHA Mortgage
PREMIER MORTGAGE RESOURCES LLC
Aug 10, 2017Grant Deed, Construction Loan · Line of Credit
WASHINGTON FED'L SVGS
Aug 1, 2017Loan Modification, Mortgage · Line of Credit
WASHINGTON FED'L SVGS
May 31, 2017Grant Deed, Construction Loan · Line of Credit
WASHINGTON FED'L SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2017
Deed SaleDec 20, 2017
Deed Document Number201750549
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20379 LOIS WAY, BEND, OR 97702-3533
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028059
DateJul 19, 2022
Instrument2022-28059
Lender
NameGUILD MORTGAGE CO LC
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

December 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateDec 20, 2017
Property Address20379 LOIS WAY, BEND, OR 97702-3533
Document Number0000050549
Map ReferenceCAB H PG533
Instrument DateDec 5, 2017
Instrument2017-50549
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 12, 2021
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20379 LOIS WAY # 20, 20, BEND, OR 97702-3533

Mortgage

Document Number0000050550
DateDec 20, 2017
Instrument2017-50550
Lender
NamePREMIER MORTGAGE RESOURCES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

August 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionDESCHUTES OR
Recording DateAug 10, 2017
Property Address20379 LOIS WAY, BEND, OR 97702-3533
Instrument DateAug 1, 2017
Instrument31683
Transaction TypeConstruction Loan
Record UpdatedAug 30, 2017
Title CompanyAMERITITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
InvestorPossibly a Property Investor

Mortgage

Document Number0000031683
DateAug 10, 2017
Instrument31683
Lender
NameWASHINGTON FED'L SVGS
TypeFederal Savings Bank
Address572 SW BLUFF DR # 110, BEND, OR 97702-3607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 9, 2018
Interest
Rate TypeAdjustable Rate

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDESCHUTES OR
Recording DateAug 1, 2017
Property Address20379 LOIS WAY, BEND, OR 97702-3533
Instrument DateJul 15, 2017
Instrument30402
Transaction TypeMortgage
Record UpdatedAug 15, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731

Mortgage

Document Number0000030402
DateAug 1, 2017
Instrument30402
Lender
NameWASHINGTON FED'L SVGS
TypeFederal Savings Bank
Address572 SW BLUFF DR # 110, BEND, OR 97702-3607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 31, 2018
Interest
Rate TypeAdjustable Rate

May 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionDESCHUTES OR
Recording DateMay 31, 2017
Property Address20379 LOIS WAY, BEND, OR 97702-3533
Document Number0000020678
Instrument DateMay 23, 2017
Instrument20678
Transaction TypeConstruction Loan
Record UpdatedJun 12, 2017
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
Tax$1,155.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
InvestorPossibly a Property Investor

Mortgage

Document Number20679
DateMay 31, 2017
Instrument20679
Lender
NameWASHINGTON FED'L SVGS
TypeFederal Savings Bank
Address572 SW BLUFF DR # 110, BEND, OR 97702-3607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 30, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,479.00 (+3.95%)$265,130 (+3%)$678,910 (-3.41%) Land $172,820 Building $506,090
2024$4,309.00 (+7.86%)$257,410 (+3%)$702,880 (-) Land $186,460 Building $516,420
2023$3,995.00$249,920$702,880 Land $186,460 Building $516,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.3% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber · Cable
1,000 / 1,000
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
Webformix
Fixed Wireless
200 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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