2038 Smith Rd, Oneonta, AL 35121 Property Records

Blount County property record for 2038 Smith Rd, Oneonta, AL 35121 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,012 sqft · built 2019
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Tax Bill	$1,190 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Oct 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`19-04-20-0-000-005.001`

Property Details

APN / Parcel Number

Primary APN	`19-04-20-0-000-005.001`
Alternative APNs	`62630` `63198`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	3,012 sqft Living Area
1st Floor Area	1,894 sqft
Upper Floors Area	1,040 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	95,832 sqft (2.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	63198
Street Address	2038 SMITH RD
City	ONEONTA
State	AL
Zip	35121-7119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR NE/NW W 405 TO POB N 213 W 425 SW 217 E 471 TO POB--
Legal Range	02E
Legal Township	13S
Legal Section	20
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1000
Census Tract	50103

Owner

Source: Blount County records · APN 19-04-20-0-000-005.001

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1454, ASHVILLE, AL 35953-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 08, 2019	Deed of Trust, Mortgage FAMILY SAVINGS CU
Oct 01, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAMILY SAVINGS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	2038 SMITH RD, ONEONTA, AL 35121-7119
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/2996
Date	Feb 08, 2019
Book Page	2019/2996

Lender

Name	FAMILY SAVINGS CU
Type	Credit Union
Address	RAINBOW CITY, AL 35906

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Nov 06, 2019

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	2038 SMITH RD, ONEONTA, AL 35121-7119
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/78402
Date	Oct 01, 2019
Book Page	2019/78402
Instrument	10000588

Lender

Name	FAMILY SAVINGS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Blount County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,190.00 (+2.94%)	$38,400 (+2.78%)	$383,880 (+2.74%)
2024	$1,156.00 (-0.77%) Homeowner's exemption	$37,360 (-0.74%) Land $1,680 Building $35,680	$373,640 (-0.73%) Land $16,800 Building $356,840
2023	$1,165.00 (+23.94%) Homeowner's exemption	$37,640 (+22.53%) Land $1,580 Building $36,060	$376,400 (+22.49%) Land $15,800 Building $360,600
2022	$940.00 Homeowner's exemption	$30,720 Land $1,580 Building $29,140	$307,280 Land $15,800 Building $291,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Blount County (01009C), updated March 21, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010090501031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	About 1 in 752 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	1,000 / 1,000

May also be available at this address: GoNetspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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