905 Smith Rd, Oneonta, AL 35121 Property Records

Blount County property record for 905 Smith Rd, Oneonta, AL 35121 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,557 sqft · built 1989
Lot Size	34 acres (1,481,040 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Mar 2024)
Tax Bill	$1,217 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-04-18-0-000-013`

Property Details

APN / Parcel Number

Primary APN	`19-04-18-0-000-013`
Alternative APNs	`25635` `41459`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	3,557 sqft Living Area
1st Floor Area	3,120 sqft
Upper Floors Area	437 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	1,481,040 sqft (34 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	41459
Street Address	905 SMITH RD
City	ONEONTA
State	AL
Zip	35121-7181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR NW/SE S 1159 E 1076 NE 332 N 930 W 1320 TO POB--
Legal Range	02E
Legal Township	13S
Legal Section	18
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2023
Census Tract	50107

Owner

Source: Blount County records · APN 19-04-18-0-000-013

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1140 BEAVER RIDGE CIR, ASHVILLE, AL 35953-6710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Prior Sale	Feb 02, 2006 · Amount on Record
Deed Document Number	202410055505
Deed Book / Page	2024 / 5984
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	905 SMITH RD, ONEONTA, AL 35121-7181
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/41682
Date	Dec 31, 2020
Book Page	2020/41682
Instrument	10023188

Lender

Name	THE HOMETOWN BANK OF ALABAMA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 20, 2025

Tax Assessment & Valuation

Source: Blount County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,217.00 (+6.75%)	$39,220 (+6.4%)	$391,960 (+6.41%)
2024	$1,140.00 (+1.51%) Homeowner's exemption	$36,860 (+1.49%) Land $9,260 Building $27,600	$368,340 (+1.46%) Land $92,500 Building $275,840
2023	$1,123.00 (+5.25%) Homeowner's exemption	$36,320 (+4.97%) Land $8,720 Building $27,600	$363,040 (+5.01%) Land $87,200 Building $275,840
2022	$1,067.00 Homeowner's exemption	$34,600 Land $8,720 Building $25,880	$345,720 Land $87,200 Building $258,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Blount County (01009C), updated March 21, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010090501072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 3 of 5 on primary residences

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 69% of Alabama
Wildfire Likelihood	About 1 in 654 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.