2038 Sharp St, Saginaw, MI 48602 Property Records

Saginaw County property record for 2038 Sharp St, Saginaw, MI 48602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,806 sqft · built 1956
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (Sep 2015)
Tax Bill	$2,991 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`92-00-1-26-2000-000`

Property Details

APN / Parcel Number

Primary APN	`92-00-1-26-2000-000`
Alternative APN	`20 1262 00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,806 sqft Living Area
1st Floor Area	1,286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	243 ft deep x 70 ft wide
Garage Area	563 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	310 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2038 SHARP ST
City	SAGINAW
State	MI
Zip	48602-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 36,W.17.6 FT.OF LOT 37, CARMAN PARK PLAT
Legal Subdivision	CARMAN PARK PLAT
Legal Lot Number	36-37
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	3
Census Block	3011
Census Tract	2100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2038 SHARP ST, SAGINAW, MI 48602-2943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2015 · Amount on Record
Deed Sale	Sep 24, 2015 · Amount on Record
Prior Sale	Apr 30, 2014 · Amount on Record
Deed Document Number	201527269
Deed Book / Page	2830 / 2174
Last Transfer Date	May 16, 2019
Transfer Doc	0000024864
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2038 SHARP ST, SAGINAW, MI 48602-2943
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2038 SHARP ST, SAGINAW, MI 48602-2943

Mortgage

Document Number	0000026950
Date	Oct 13, 2022
Instrument	2022026950

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2038 SHARP ST, SAGINAW, MI 48602-2943
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2038 SHARP ST, SAGINAW, MI 48602-2943

Mortgage

Document Number	0000007653
Date	Mar 15, 2021
Instrument	2021007653

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 4, 2019
Property Address	2038 SHARP ST, SAGINAW, MI 48602-2943
Document Number	0000024864
Instrument Date	May 16, 2019
Instrument	24864
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2038 SHARP ST SAGINAW MI 486022943, SAGINAW, MI 48602-2943

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,400 (+30.29%)	$136,800 (+30.29%)
2025	$2,991.00 (+10.9%) Homeowner's exemption
2023		$52,500	$105,000
2022	$2,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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