2028 Sharp St, Saginaw, MI 48602 Property Records

Saginaw County property record for 2028 Sharp St, Saginaw, MI 48602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,479 sqft · built 1959
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$113,500 (Feb 2000)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-00-1-26-3000-000`

Property Details

APN / Parcel Number

Primary APN	`92-00-1-26-3000-000`
Alternative APN	`20 1263 00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft
Basement Area	1,479 sqft
Finished Basement	1,479 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Raised Ranch
Exterior Material	Combination
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	131 ft deep x 112 ft wide
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2028 SHARP ST
City	SAGINAW
State	MI
Zip	48602-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 37,EXC.W.17.6 FT.,LOT 38, LOT 39,EXC.E.27.2 FT.,CARMAN PARK PLAT
Legal Subdivision	CARMAN PARK
Legal Lot Number	37-39
Legal Unit	37-39
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	3
Census Block	3011
Census Tract	2100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2028 SHARP ST, SAGINAW, MI 48602-2943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage WILDFIRE CU
Sep 28, 2018	Deed of Trust, Mortgage · Conventional with PMI WILDFIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2000 · Amount on Record
Deed Sale	Feb 16, 2000 · Amount on Record
Prior Sale	Feb 15, 2000 · Amount on Record
Deed Book / Page	2165 / 433
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2028 SHARP ST, SAGINAW, MI 48602-2943
Document Number	0000025869
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 SHARP ST SAGINAW MI 486022943, SAGINAW, MI 48602-2943

Mortgage

Document Number	0000025869
Date	Oct 9, 2018
Instrument	25869

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605-3285

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 8, 2023

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2028 SHARP ST, SAGINAW, MI 48602-2943
Document Number	0000025868
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 SHARP ST SAGINAW MI 486022943, SAGINAW, MI 48602-2943

Mortgage

Document Number	0000025868
Date	Oct 9, 2018
Instrument	25868

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605-3285

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,900 (+56.68%)	$175,800 (+56.68%)
2025	$2,988.00 (+23.93%) Homeowner's exemption
2023		$56,100	$112,200
2022	$2,411.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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