2038 James Ave, Owosso, MI 48867 Property Records

Shiawassee County property record for 2038 James Ave, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 928 sqft · built 1955
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Apr 2023)
Tax Bill	$1,189 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`007-46-006-023`

Property Details

APN / Parcel Number

Primary APN	`007-46-006-023`
Alternative APN	`0074600602300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	928 sqft Heated Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Deck Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2038 JAMES AVE
City	OWOSSO
State	MI
Zip	48867-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVELETH'S SUB. CALEDONIA TWP LOT 23 BLK 6
Legal Subdivision	EVELETHS SUB
Legal Block	6
Legal Lot Number	23
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	3
Census Block	3040
Census Tract	31600

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2038 JAMES AVE, OWOSSO, MI 48867-3931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Apr 11, 2023	Warranty Deed, Transfer
Apr 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	Jul 18, 2011 · Amount on Record
Deed Document Number	20233369804
Deed Book / Page	1305 / 696
Prior Transfer Date	Jul 8, 2011
Prior Transfer Doc	0011610986
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	2038 JAMES AVE, OWOSSO, MI 48867-3931
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 W ALLAN RD, HENDERSON, MI 48841-9747

Mortgage

Document Number	0013040281
Date	Feb 10, 2023
Book Page	1304/281
Instrument	3368374

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 11, 2023
Property Address	2038 JAMES AVE, OWOSSO, MI 48867-3931
Document Number	0013050696
Book / Page	1305 / 696
Map Reference	LB 2 PG 22
Instrument Date	Feb 8, 2023
Instrument	3369804
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount Recorded
Tax	$690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2038 JAMES AVE, OWOSSO, MI 48867-3931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 W ALLAN RD, HENDERSON, MI 48841-9747

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 4, 2017
Property Address	2038 JAMES AVE, OWOSSO, MI 48867-3931
Document Number	0012320588
Book / Page	001232 / 000588
Instrument Date	Apr 4, 2017
Instrument	3295896
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2038 JAMES AVE OWOSSO MI 488673931, OWOSSO, MI 48867-3931

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Corunna Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,900 (+5.63%)	$93,800 (+5.63%)
2025	$1,189.00 (+89.03%) Homeowner's exemption	$44,400 (+2%)	$88,800 (+2%)
2024	$629.00
2023	$629.00 Homeowner's exemption	$37,000	$74,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	18 (1981–2026)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DayStarr.

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