Maricopa County property record for 2038 E Gardenia Ave, Phoenix, AZ 85020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,685 sqft · built 1971 |
| Lot Size | 0.293 acres (12,757 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $850,000 (Jun 2021) |
| Tax Bill | $6,144 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 164-28-026 |
| Primary APN | 164-28-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,685 sqft Living Area |
| Gross Area | 3,009 sqft |
| 1st Floor Area | 2,685 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Built-Up Asphalt |
| Lot Area | 12,757 sqft (0.293 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
| Patio Area | 324 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2038 E GARDENIA AVE |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85020-4723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | LINCOLN VIEW MCR 126-09 |
| Legal Range | 3E |
| Legal Township | 2N |
| Legal Section | 3 |
| Legal Subdivision | LINCOLN VIEW |
| Legal Lot Number | 9 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 105102 |
Source: Maricopa County records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2757 E BROOKWOOD CT, PHOENIX, AZ 85048-9361 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Jun 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on Record |
| Deed Sale | Jun 30, 2021 · Amount on Record |
| Prior Sale | Oct 5, 1998 · Amount on Record |
| Deed Document Number | 2021718264 |
| Prior Transfer Date | Oct 2, 1997 |
| Prior Transfer Doc | 0000705024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2038 E GARDENIA AVE, PHOENIX, AZ 85020-4723 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2038 E GARDENIA AVE, PHOENIX, AZ 85020-4723 |
| Document Number | 0000904030 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 20220904030 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jun 30, 2021 |
| Property Address | 2038 E GARDENIA AVE, PHOENIX, AZ 85020-4723 |
| Document Number | 0000718264 |
| Map Reference | MB 126 PG 9 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 20210718264 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Title Company | EQUITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2038 E GARDENIA AVE, 2038, PHOENIX, AZ 85020-4723 |
| Name | Verified Name |
|---|---|
| Address | 2757 E BROOKWOOD CT, PHOENIX, AZ 85048-9361 |
| Document Number | 0000718265 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 20210718265 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Elementary School District | Madison Elementary District (PK - 08) |
| Secondary School District | Phoenix Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,310 (+97.62%) | $1,023,100 (+10.11%) Land $204,600 Building $818,500 | |
| 2025 | $6,144.00 (+8.59%) | $51,772 (-48.77%) | $929,200 (-8.05%) Land $185,800 Building $743,400 |
| 2024 | $101,060 | $1,010,600 Land $202,100 Building $808,500 | |
| 2023 | $5,658.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1990–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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