2035 E Gardenia Ave, Phoenix, AZ 85020 Property Records

Maricopa County property record for 2035 E Gardenia Ave, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,258 sqft · built 1973
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,500 (Oct 2020)
Tax Bill	$5,751 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`164-28-040`

Property Details

APN / Parcel Number

Primary APN	`164-28-040`
Alternative APN	`164280402`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,258 sqft Living Area
1st Floor Area	3,258 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	11,848 sqft (0.272 acres)
Parking Spaces	2 Parking Spaces
Pool Area	540 sqft
Porch	Slab
Patio Area	704 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2035 E GARDENIA AVE
City	PHOENIX
State	AZ
Zip	85020-4722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	LINCOLN VIEW MCR 126-09
Legal Range	3E
Legal Township	2N
Legal Section	3
Legal Subdivision	LINCOLN VIEW
Legal Lot Number	23
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	105102

Owner

Source: Maricopa County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2035 E GARDENIA AVE, PHOENIX, AZ 85020-4722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Oct 7, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 30, 2020	Warranty Deed, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Dec 13, 2007 · Amount on Record
Deed Document Number	20201057722
Prior Transfer Date	Oct 17, 2012
Prior Transfer Doc	0000949750
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Aug 18, 2026
Property Address	2035 E GARDENIA AVE, PHOENIX, AZ 85020-4722
Document Number	0000486926
Instrument Date	Jul 24, 2026
Instrument	2026486926
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000486926,
Date	Aug 18, 2026
Instrument	2026486926

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2035 E GARDENIA AVE, PHOENIX, AZ 85020-4722
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2035 E GARDENIA AVE, PHOENIX, AZ 85020-4722

Mortgage

Document Number	0000161904
Date	Mar 28, 2024
Instrument	20240161904

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2035 E GARDENIA AVE, PHOENIX, AZ 85020-4722
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2035 E GARDENIA AVE, PHOENIX, AZ 85020-4722

Mortgage

Document Number	0001084666
Date	Oct 7, 2021
Instrument	20211084666

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 30, 2020
Property Address	2035 E GARDENIA AVE, PHOENIX, AZ 85020-4722
Document Number	0001057722
Map Reference	MB 126 PG 9
Instrument Date	Oct 22, 2020
Instrument	20201057722
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	VALLEYWIDE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3110 E MARYLAND AVE, 3110, PHOENIX, AZ 85016-2375

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2035 E GARDENIA AVE, PHOENIX, AZ 85020-4722

Mortgage

Document Number	0001057723
Date	Oct 30, 2020
Instrument	20201057723

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 14, 2017
Property Address	2035 E GARDENIA AVE, PHOENIX, AZ 85020-4722
Document Number	0000846112
Instrument Date	Oct 31, 2017
Instrument	846112
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1220 E OSBORN RD PHOENIX AZ 850145534, PHOENIX, AZ 85014-5534

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,110 (+94.97%)	$1,091,100 (+10.1%) Land $218,200 Building $872,900
2025	$5,751.00 (-6.7%)	$55,962 (-48.45%)	$991,000 (-8.71%) Land $198,200 Building $792,800
2024		$108,550	$1,085,500 Land $217,100 Building $868,400
2023	$6,164.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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