20372 Willows Rd, Lexington Park, MD 20653 Property Records

St. Mary's County property record for 20372 Willows Rd, Lexington Park, MD 20653

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,568 sqft · built 1972
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$328,000 (Feb 2020)
Tax Bill$2,976 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-017212

Property Details

APN / Parcel Number

Primary APN08-017212
Alternative APNs
  • 8017212
  • 017212

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,568 sqft Total Area
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialSiding
Roof MaterialMetal
Lot Area21,780 sqft (0.5 acres)
Garage TypeDetached
Garage Area960 sqft
Parking Spaces3 Parking Spaces
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number017212
Street Address20372 WILLOWS RD
CityLEXINGTON PARK
StateMD
Zip20653-3702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal Description21,780 SQ FT E/S WILLOWS RD LEXINGTON PARK
JurisdictionST MARY'S MD
Township / Civil Division8, BAY
Census Block Group2
Census Block2009
Census Tract875906

Owner

20372 Willows Rd is owned and occupied by two individuals who bought it in February 2020.

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address20373 WILLOWS RD, LEXINGTON PARK, MD 20653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Feb 21, 2020Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Jul 9, 2019Grant Deed, Transfer · Construction Mortgage
AGILITY INVESTMENTS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2020 · Amount on File
Deed SaleFeb 21, 2020 · Amount on File
Prior SaleJul 9, 2019 · Amount on File
Deed Book / Page5274 / 436
Prior Transfer DateJun 27, 2012
Prior Transfer Doc0037380157
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address20372 WILLOWS RD, LEXINGTON PARK, MD 20653-3702
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20372 WILLOWS RD, LEXINGTON PARK, MD 20653-3702

Mortgage

Document Number0056380488
DateFeb 9, 2021
Book Page5638/488
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST MARY'S MD
Recording DateFeb 21, 2020
Property Address20372 WILLOWS RD, LEXINGTON PARK, MD 20653-3702
Document Number0052740436
Book / Page005274 / 000436
Instrument DateFeb 14, 2020
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanyTRI-COUNTY ABSTRACT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$328.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20372 WILLOWS RD LEXINGTON PARK MD 206533702, LEXINGTON PARK, MD 20653-3702

Mortgage

Document Number52740443
DateFeb 21, 2020
Book Page005274/000443
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 20, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST MARY'S MD
Recording DateJul 9, 2019
Property Address20372 WILLOWS RD, LEXINGTON PARK, MD 20653-3702
Document Number0051120115
Book / Page005112 / 000115
Instrument DateJul 3, 2019
Transaction TypeTransfer
Record UpdatedJul 31, 2019
Title CompanySOUTHERN MARYLAND TITLE

Transaction

AmountAmount on Record
Tax$57.51
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address26207 SERENITY VIEW CT MECHANICSVILLE MD 206595479, MECHANICSVILLE, MD 20659-5479

Mortgage

Document Number51120122
DateJul 9, 2019
Book Page005112/000122
Lender
NameAGILITY INVESTMENTS LLC
Address16899 DRIFTWOOD PL, HUGHESVILLE, MD 20637-2827
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJul 8, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 20372 Willows Rd was $2,976 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$396,600 (+6.62%) Land $102,500 Building $294,100$396,600 (-) Land $102,500 Building $294,100
2025$2,976.00 Homeowner's exemption$371,967$396,600 Land $102,500 Building $294,100
2023$2,764.00 Homeowner's exemption$322,700 Land $102,500 Building $220,200$322,700 Land $102,500 Building $220,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20372 Willows Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20372 Willows Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 89% of Maryland
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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