20331 Willows Rd, Lexington Park, MD 20653 Property Records

St. Mary's County property record for 20331 Willows Rd, Lexington Park, MD 20653

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,407 sqft · built 2003
Lot Size1.56 acres (67,954 sqft)
Owner2 Trust Names on Record
Last Sale$47,000 (Sep 2002)
Tax Bill$3,674 (2025)
Deeds & MortgagesOct 2022 Second Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-099405

Property Details

APN / Parcel Number

Primary APN08-099405
Alternative APNs
  • 8099405
  • 099405

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,407 sqft Total Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area67,954 sqft (1.56 acres)
PorchSlab
Porch Area110 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number099405
Street Address20331 WILLOWS RD
CityLEXINGTON PARK
StateMD
Zip20653-3761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLOT 4 PLAT 54/25 FREE'S SUBDIVISION
Legal SubdivisionFREE SUBDIVISION
Legal Lot Number4
JurisdictionST MARY'S MD
Township / Civil Division8, BAY
Census Block Group1
Census Block1001
Census Tract875904

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address20331 WILLOWS RD, LEXINGTON PARK, MD 20653-3761
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CEDAR POINT FCU
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2002 · Amount on Record
Deed SaleSep 11, 2002 · Amount on Record
Deed Document Number2002711
Deed Book / Page1845 / 624
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address20331 WILLOWS RD, LEXINGTON PARK, MD 20653-3761
Transaction TypeMortgage
Record UpdatedJan 17, 2023
Title CompanyBLUE CRAB TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20331 WILLOWS RD, LEXINGTON PARK, MD 20653-3761

Mortgage

Document Number0062390467
DateOct 18, 2022
Book Page6239/467
Lender
NameCEDAR POINT FCU
TypeCredit Union
AddressLEXINGTON PARK, MD 20653
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2037

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address20331 WILLOWS RD, LEXINGTON PARK, MD 20653-3761
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055140270
DateOct 26, 2020
Book Page5514/270
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term347 Months
DueSep 1, 2049

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address20331 WILLOWS RD, LEXINGTON PARK, MD 20653-3761
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059630324
DateOct 26, 2021
Book Page5963/324
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term236 Months
DueJun 1, 2041

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$352,600 (+21.04%) Land $107,300 Building $245,300$352,600 (+21.04%) Land $107,300 Building $245,300
2025$3,674.00 (+13.47%)
2023$3,238.00$291,300 Land $107,300 Building $184,000$291,300 Land $107,300 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims4 (2010–2020)
Most Recent ClaimAug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 89% of Maryland
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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