2037 Prospect Ave, Scotch Plains, NJ 07076 Property Records

Union County and Scotch Plains Township property record for 2037 Prospect Ave, Scotch Plains, NJ 07076

Property Summary

Property Type	Single Family Home
Details	2,192 sqft · built 2006
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$649,000 (Jan 2007)
Tax Bill	$16,413 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02802-0000-00001-02`

Property Details

APN / Parcel Number

Primary APN	`16-02802-0000-00001-02`
Alternative APN	`16028020000000010002`

Interior

Building Area	2,192 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Street Address	2037 PROSPECT AVE
City	SCOTCH PLAINS
State	NJ
Zip	07076-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Subdivision	TOWNSHIP/SCOTCH PLAINS
Legal Block	2802
Legal Lot Number	1.2
Jurisdiction	UNION NJ
Township / Civil Division	SCOTCH PLAINS
Census Block Group	2
Census Block	2001
Census Tract	38400

Owner

2037 Prospect Ave is owned and occupied by an individual who acquired it in February 2022.

Source: Union County and Scotch Plains Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	2037 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2007 · Amount on File
Deed Sale	Jan 30, 2007 · Amount on File
Deed Book / Page	5631 / 517
Last Transfer Date	Feb 16, 2022
Transfer Doc	0064850030
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	2037 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370
Document Number	0147772771
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2037 PROSPECT AVE SCOTCH PLAINS NJ 070761370, SCOTCH PLAINS, NJ 07076-1370

Mortgage

Document Number	0147772771
Date	Sep 29, 2020
Book Page	014777/002771
Instrument	699890

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	2037 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370
Document Number	0145932169
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2037 PROSPECT AVE SCOTCH PLAINS NJ 070761370, SCOTCH PLAINS, NJ 07076-1370

Mortgage

Document Number	0145932169
Date	Sep 9, 2019
Book Page	014593/002169
Instrument	678183

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2037 Prospect Ave was $16,413, up 4.9% from the year before.

Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Scotch Plains Township
Unified School District	Scotch Plains-Fanwood Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,900 (-) Land $25,100 Building $107,800	$132,900 (-) Land $25,100 Building $107,800
2025	$16,413.00 (+4.94%)	$132,900 Land $25,100 Building $107,800	$132,900 Land $25,100 Building $107,800
2024	$15,640.00
2023		$132,900 Land $25,100 Building $107,800	$132,900 Land $25,100 Building $107,800
2022	$14,997.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2037 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1996–2025)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2037 Prospect Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures