2031 Prospect Ave, Scotch Plains, NJ 07076 Property Records

Union County and Scotch Plains Township property record for 2031 Prospect Ave, Scotch Plains, NJ 07076

Property Summary

Property Type	Single Family Home
Details	2,503 sqft · built 2007
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Apr 2018)
Tax Bill	$17,611 (2025)
Deeds & Mortgages	Oct 2022 Transfer Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-02802-0000-00001-01`

Property Details

APN / Parcel Number

Primary APN	`16-02802-0000-00001-01`
Alternative APNs	`16028020000000010001` `164100`

Interior

Building Area	2,503 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide

Location & Zoning

Account Number	164100
Street Address	2031 PROSPECT AVE
City	SCOTCH PLAINS
State	NJ
Zip	07076-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Subdivision	STANBERRY FARM
Legal Block	2802
Legal Lot Number	1.1
Jurisdiction	UNION NJ
Township / Civil Division	SCOTCH PLAINS
Census Block Group	2
Census Block	2001
Census Tract	38400

Owner

2031 Prospect Ave is owned and occupied by two individuals who bought it in April 2018.

Source: Union County and Scotch Plains Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2031 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Intrafamily Transfer, Transfer
Apr 17, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit GARDEN SVGS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2018 · Amount on File
Deed Sale	Apr 17, 2018 · Amount on File
Prior Sale	Oct 3, 2012 · Amount on File
Deed Document Number	2018298833
Deed Book / Page	6257 / 298
Prior Transfer Date	Jan 25, 2006
Prior Transfer Doc	0055600917
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Oct 11, 2022
Property Address	2031 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370
Document Number	0064850030
Book / Page	6485 / 30
Instrument Date	Feb 16, 2022
Instrument	23236
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2037 PROSPECT AVE, 2037, SCOTCH PLAINS, NJ 07076-1370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2037 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Apr 17, 2018
Property Address	2031 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370
Document Number	0062570298
Book / Page	006257 / 000298
Instrument Date	Apr 14, 2018
Instrument	298833
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2031 PROSPECT AVE SCOTCH PLAINS NJ 070761370, SCOTCH PLAINS, NJ 07076-1370

Mortgage

Document Number	144300001
Date	Apr 17, 2018
Book Page	014430/000001
Instrument	656088

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	2031 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370
Document Number	0143450844
Book / Page	014345 / 000844
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2031 PROSPECT AVE SCOTCH PLAINS NJ 070761370, SCOTCH PLAINS, NJ 07076-1370

Mortgage

Document Number	0143450844
Date	Oct 10, 2017
Book Page	014345/000844
Instrument	647463

Lender

Name	GARDEN SVGS FCU
Type	Credit Union
Address	PARSIPPANY, NJ 07054

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2031 Prospect Ave was $17,611, up 4.9% from the year before.

Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Scotch Plains Township
Unified School District	Scotch Plains-Fanwood Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,600 (-) Land $25,500 Building $117,100	$142,600 (-) Land $25,500 Building $117,100
2025	$17,611.00 (+4.95%)	$142,600 Land $25,500 Building $117,100	$142,600 Land $25,500 Building $117,100
2024	$16,781.00
2023		$142,600 Land $25,500 Building $117,100	$142,600 Land $25,500 Building $117,100
2022	$16,092.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2031 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1996–2025)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2031 Prospect Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures