Augusta-Richmond County Consolidated Government property record for 2037 Emerald Bay Dr, Augusta, GA 30909
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,092 sqft · built 2000 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,600 (Apr 2001) |
| Tax Bill | $1,247 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-2-175-00-0 |
| Primary APN | 012-2-175-00-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Gross Area |
| 1st Floor Area | 1,092 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Dimensions | 62 ft deep x 26 ft wide |
| Porch | Porch |
| Porch Area | 18 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2037 EMERALD BAY DR |
|---|---|
| City | AUGUSTA |
| State | GA |
| Zip | 30909-0131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-2 |
| Legal Description | EMERALD BAY (00100) 004-E |
| Legal Subdivision | EMERALD BAY |
| Legal Block | E |
| Legal Lot Number | 4 |
| Jurisdiction | RICHMOND GA |
| Township / Civil Division | AUGUSTA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10108 |
2037 Emerald Bay Dr is owned and occupied by an individual who acquired it in April 2001.
Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2037 EMERALD BAY DR, AUGUSTA, GA 30909-0131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Apr 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage CAPWEST HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2001 · Amount on File |
| Deed Sale | Apr 19, 2001 · Amount on File |
| Prior Sale | Apr 13, 2001 · Amount on File |
| Deed Book / Page | 726 / 209 |
| Last Transfer Date | Apr 20, 2001 |
| Transfer Doc | 0726001327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 2037 EMERALD BAY DR, AUGUSTA, GA 30909-0131 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2037 EMERALD BAY DR, AUGUSTA, GA 30909-0131 |
| Document Number | 0017820000001484 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 0000001782/0000001484 |
| Instrument | 2021018434 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 2037 EMERALD BAY DR, AUGUSTA, GA 30909-0131 |
| Document Number | 0016271697 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Title Company | SURETY LENDER SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2037 EMERALD BAY DR AUGUSTA GA 309090131, AUGUSTA, GA 30909-0131 |
| Document Number | 0016271697 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 001627/001697 |
| Name | CAPWEST HM LNS |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2048 |
The 2026 property tax bill for 2037 Emerald Bay Dr was $1,247, down 27.2% from the year before.
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Augusta-Richmond County Consolidated Government |
| Unified School District | Richmond County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,247.00 (-27.2%) | ||
| 2025 | $1,713.00 | $67,064 Land $8,000 Building $59,064 | $167,660 Land $20,000 Building $147,660 |
| 2023 | $888.00 (-22.65%) Homeowner's exemption | $58,340 (+26.83%) Land $8,000 Building $50,340 | $145,850 (+26.83%) Land $20,000 Building $125,850 |
| 2022 | $1,148.00 | $45,998 Land $8,000 Building $37,998 | $114,994 Land $20,000 Building $94,994 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2037 Emerald Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2037 Emerald Bay Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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