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2032 Emerald Bay Dr, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 2032 Emerald Bay Dr, Augusta, GA 30909

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,092 sqft · built 2000
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Aug 2022)
Tax Bill$1,869 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN012-2-164-00-0

Property Details

APN / Parcel Number

Primary APN012-2-164-00-0
Alternative APNs
  • 8012
  • 2811

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,092 sqft Gross Area
1st Floor Area1,092 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area1,742 sqft (0.04 acres)
Lot Dimensions66 ft deep x 26 ft wide
PorchPorch
Porch Area18 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2032 EMERALD BAY DR
CityAUGUSTA
StateGA
Zip30909-0128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB-2
Legal DescriptionEMERALD BAY (00100) 002-H
Legal SubdivisionEMERALD BAY
Legal BlockH
Legal Lot Number2
JurisdictionRICHMOND GA
Township / Civil DivisionAUGUSTA
Census Block Group2
Census Block2001
Census Tract10108

Owner

2032 Emerald Bay Dr is owned and occupied by an individual who bought it in August 2022.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2032 EMERALD BAY DR, AUGUSTA, GA 30909-0128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL
Jul 29, 2022Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL
Dec 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2022 · Amount on File
Deed SaleAug 1, 2022 · Amount on File
Prior SaleJul 7, 2008 · Amount on File
Deed Document Number20225951
Deed Book / Page1852 / 2324
Prior Transfer DateAug 23, 2001
Prior Transfer Doc0754002181
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND GA
Recording DateJul 29, 2022
Property Address2032 EMERALD BAY DR, AUGUSTA, GA 30909-0128
Document Number0018522324
Book / Page1852 / 2324
Instrument DateJul 29, 2022
Instrument2022-005951
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2032 EMERALD BAY DR, AUGUSTA, GA 30909-0128

Mortgage

Document Number2022033913
DateJul 29, 2022
Instrument2022033913
Lender
NameCARDINAL FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term354 Months
DueJan 1, 2052

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND GA
Recording DateJul 29, 2022
Property Address2032 EMERALD BAY DR, AUGUSTA, GA 30909-0128
Document Number0018522324
Book / Page1852 / 2324
Instrument DateJul 29, 2022
Instrument2022-005951
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2032 EMERALD BAY DR, AUGUSTA, GA 30909-0128

Mortgage

Document Number0018520000002326
DateAug 1, 2022
Book Page0000001852/0000002326
Instrument2022033913
Lender
NameCARDINAL FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHMOND GA
Recording DateDec 29, 2020
Property Address2032 EMERALD BAY DR, AUGUSTA, GA 30909-0128
Document Number0017571199
Book / Page001757 / 001199
Instrument DateDec 29, 2020
Transaction TypeTransfer
Record UpdatedJan 28, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2032 EMERALD BAY DR AUGUSTA GA 309090128, AUGUSTA, GA 30909-0128

Tax Assessment & Valuation

The 2026 property tax bill for 2032 Emerald Bay Dr was $1,869, up 3.2% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateGeorgia
County / Consolidated CityAugusta-Richmond County Consolidated Government
Unified School DistrictRichmond County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,869.00 (+3.2%)
2025$1,811.00$65,728 Land $8,000 Building $57,728$164,320 Land $20,000 Building $144,320
2023$1,408.00 (+10.95%)$56,036 (+23.59%) Land $8,000 Building $48,036$140,090 (+23.59%) Land $20,000 Building $120,090
2022$1,269.00$45,341 Land $8,000 Building $37,341$113,353 Land $20,000 Building $93,353

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2032 Emerald Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2032 Emerald Bay Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUGUSTA-RICHMOND CO WS
serves 204,000 people · EPA ID GA2450000
Water SourceSurface water
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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