Deschutes County property record for 20361 Elaine Ln, Bend, OR 97702 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,818 sqft · built 2017 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (May 2026) |
| Tax Bill | $4,131 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage May 2026 Sale + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181208-AD-00427 |
| Primary APN | 181208-AD-00427 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,818 sqft Living Area |
| Gross Area | 2,450 sqft |
| 1st Floor Area | 782 sqft |
| Great Room | Great Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Bi-Level |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 632 sqft |
| Account Number | 259885 |
|---|---|
| Street Address | 20361 ELAINE LN |
| City | BEND |
| State | OR |
| Zip | 97702-3532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAILEY LOT 44 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 08 |
| Legal Subdivision | BAILEY |
| Legal Lot Number | 44 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 2002 |
Source: Deschutes County records · APN 181208-AD-00427
Assessment roll updated November 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20361 ELAINE LN, BEND, OR 97702-3532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage UBS MORTGAGE LLC |
| May 07, 2026 | Re-recorded Document, Transfer WESTERN TITLE |
| Nov 21, 2022 | Intrafamily Transfer, Transfer |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI WASHINGTON FED'L BK |
| Oct 31, 2017 | Warranty Deed, Subdivision Related Transfer · ARM WASHINGTON TRUST BANK |
| Aug 01, 2017 | Loan Modification, Mortgage · Line of Credit WASHINGTON FED'L SVGS |
| Jun 12, 2017 | Grant Deed, Construction Loan · Line of Credit WASHINGTON FED'L SVGS |
| Feb 01, 2017 | Grant Deed, Construction Loan · Line of Credit WASHINGTON FED'L SVGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2026 · Amount on Record |
| Deed Sale | May 07, 2026 · Amount on Record |
| Prior Sale | Apr 23, 2026 · Amount on Record |
| Deed Document Number | 202613697 |
| Prior Transfer Date | Apr 20, 2026 |
| Prior Transfer Doc | 0000013697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Apr 23, 2026 |
| Property Address | 20361 ELAINE LN, BEND, OR 97702-3532 |
| Document Number | 0000012062 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.12062 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | WESTERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20361 ELAINE LN, BEND, OR 97702-3532 |
| Document Number | 0000012063, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026..12063 |
| Name | UBS MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | May 07, 2026 |
| Property Address | 20361 ELAINE LN, BEND, OR 97702-3532 |
| Document Number | 0000013697 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.13697 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | WESTERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20361 ELAINE LN, BEND, OR 97702-3532 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Nov 21, 2022 |
| Property Address | 20361 ELAINE LN, BEND, OR 97702-3532 |
| Document Number | 0000041238 |
| Map Reference | CAB H PG 533 |
| Instrument Date | Nov 09, 2022 |
| Instrument | 2022-41238 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 60607 DEVON CIR, BEND, OR 97702-9467 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20361 ELAINE LN, BEND, OR 97702-3532 |
| Document Number | 0000016575 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2020 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Address | 60607 DEVON CIR BEND OR 977029467, BEND, OR 97702-9467 |
| Document Number | 0000016575 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 16575 |
| Name | WASHINGTON FED'L BK |
|---|---|
| Address | SEATTLE, WA 98101 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Oct 31, 2017 |
| Property Address | 20361 ELAINE LN, BEND, OR 97702-3532 |
| Document Number | 0000043773 |
| Map Reference | CAB H PG533 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 2017-43773 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 60607 DEVON CIR, BEND, OR 97702-9467 |
| Document Number | 0000043774 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017-43774 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.62% |
| Index | 1-Year LIBOR |
| Max Rate | 10.6% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Aug 01, 2017 |
| Property Address | 20361 ELAINE LN, BEND, OR 97702-3532 |
| Instrument Date | Jul 15, 2017 |
| Instrument | 30401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731 |
| Document Number | 0000030401 |
|---|---|
| Date | Aug 01, 2017 |
| Instrument | 30401 |
| Name | WASHINGTON FED'L SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | 572 SW BLUFF DR # 110, BEND, OR 97702-3607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 31, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jun 12, 2017 |
| Property Address | 20361 ELAINE LN, BEND, OR 97702-3532 |
| Instrument Date | Jun 01, 2017 |
| Instrument | 22523 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 11, 2017 |
| Title Company | AMERITITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731 |
| Investor | Possibly a Property Investor |
| Document Number | 0000022523 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 22523 |
| Name | WASHINGTON FED'L SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | 572 SW BLUFF DR # 110, BEND, OR 97702-3607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 11, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 01, 2017 |
| Property Address | 20361 ELAINE LN, BEND, OR 97702-3532 |
| Document Number | 0000004271 |
| Instrument Date | Jan 25, 2017 |
| Instrument | 4271 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 09, 2017 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731 |
| Investor | Possibly a Property Investor |
| Document Number | 4272 |
|---|---|
| Date | Feb 01, 2017 |
| Instrument | 4272 |
| Name | WASHINGTON FED'L SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | 572 SW BLUFF DR # 110, BEND, OR 97702-3607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 31, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,131.00 (+3.95%) | $244,520 (+3%) | $625,810 (-3.52%) Land $176,320 Building $449,490 |
| 2024 | $3,974.00 (+7.87%) | $237,400 (+3%) | $648,620 (-) Land $189,960 Building $458,660 |
| 2023 | $3,684.00 | $230,490 | $648,620 Land $189,960 Building $458,660 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170020021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TDS Telecom | Fiber | 1,000 / 1,000 |
| TDS Telecom | Cable | 1,000 / 20 |
| Yellowknife Wireless Company | Fixed Wireless (licensed-by-rule) | 700 / 200 |
| Verizon | Fixed Wireless | 300 / 20 |
| Webformix Company | Fixed Wireless (unlicensed) | 200 / 20 |
| Lumen Technologies | DSL | 140 / 20 |
May also be available at this address: Lumen Technologies, Webformix Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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