Deschutes County property record for 20357 Elaine Ln, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,780 sqft · built 2017 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,089 (Jul 2017) |
| Tax Bill | $4,294 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181208 AD 00426 |
| Primary APN | 181208 AD 00426 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 782 sqft |
| 2nd Floor Area | 998 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Mixed |
| Garage Area | 751 sqft |
| Account Number | 259884 |
|---|---|
| Street Address | 20357 ELAINE LN |
| City | BEND |
| State | OR |
| Zip | 97702-3532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GI |
| Legal Description | LOT:43 SUBD:BAILEY SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 12 MAP REF:181208-AD |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 08 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | BAILEY |
| Legal Lot Number | 43 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 2002 |
20357 Elaine Ln is owned by an individual who bought it in July 2017.
Source: Deschutes County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1206 125TH ST SE, EVERETT, WA 98208-6585 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 14, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WASHINGTON TRUST BANK |
| Feb 9, 2017 | Grant Deed, Construction Loan · Line of Credit WASHINGTON FED'L SVGS |
| Feb 1, 2017 | Grant Deed, Construction Loan · Line of Credit WASHINGTON FED'L SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on File |
| Deed Sale | Jul 14, 2017 · Amount on File |
| Deed Document Number | 2017-27363 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20357 ELAINE LN, BEND, OR 97702-3532 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | WESTERN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010359 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021-10359 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jul 14, 2017 |
| Property Address | 20357 ELAINE LN, BEND, OR 97702-3532 |
| Document Number | 0000027363 |
| Map Reference | CAB H PG533 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 2017-27363 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20357 ELAINE LN, BEND, OR 97702-3532 |
| Document Number | 0000027364 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 2017-27364 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 9, 2017 |
| Property Address | 20357 ELAINE LN, BEND, OR 97702-3532 |
| Instrument Date | Feb 1, 2017 |
| Instrument | 5410 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 21, 2017 |
| Title Company | AMERITITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005410 |
|---|---|
| Date | Feb 9, 2017 |
| Instrument | 5410 |
| Name | WASHINGTON FED'L SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | 572 SW BLUFF DR # 110, BEND, OR 97702-3607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 8, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 1, 2017 |
| Property Address | 20357 ELAINE LN, BEND, OR 97702-3532 |
| Document Number | 0000004271 |
| Instrument Date | Jan 25, 2017 |
| Instrument | 4271 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 9, 2017 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731 |
| Investor | Possibly a Property Investor |
| Document Number | 4272 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 4272 |
| Name | WASHINGTON FED'L SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | 572 SW BLUFF DR # 110, BEND, OR 97702-3607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 31, 2018 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 20357 Elaine Ln was $4,294, up 3.9% from the year before.
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,294.00 (+3.95%) | $254,150 (+3%) | $649,340 (-3.47%) Land $172,820 Building $476,520 |
| 2024 | $4,131.00 (+7.89%) | $246,750 (+3%) | $672,700 (-) Land $186,460 Building $486,240 |
| 2023 | $3,829.00 | $239,570 | $672,700 Land $186,460 Building $486,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20357 Elaine Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20357 Elaine Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Webformix Fixed Wireless | 200 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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