20357 Harborgate Ct, Unit 212, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20357 Harborgate Ct, Unit 212, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,369 sqft · built 1984
Lot Size	11.1 acres (483,516 sqft)
Owner	Company Name on Record
Last Sale	$485,000 (Apr 2021)
Tax Bill	$4,614 (2023)
Deeds & Mortgages	Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`001-441-18`

Property Details

APN / Parcel Number

Primary APN	`001-441-18`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,369 sqft Heated Area
Gross Area	1,782 sqft
1st Floor Area	1,369 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	483,516 sqft (11.1 acres)
Porch	Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	001-441-18
Street Address	20357 HARBORGATE CT UNIT 212, 212
City	CORNELIUS
State	NC
Zip	28031-6907
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	GR
Legal Description	UNIT 212 BLD 2 U/F 217
Legal Subdivision	HARBORGATE CONDOS PH I
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1010
Census Tract	6217

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20357 HARBORGATE CT UNIT 212, 212, CORNELIUS, NC 28031-6907
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Jul 26, 1999 · Amount on Record
Deed Document Number	0035970948
Deed Book / Page	35970 / 948
Record Updated	Jun 7, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 22, 2021
Property Address	20357 HARBORGATE CT UNIT 212, 212, CORNELIUS, NC 28031-6907
Document Number	0000079578
Book / Page	35970 / 948
Map Reference	MB 4785 PG 747
Instrument Date	Apr 17, 2021
Instrument	2021079578
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9451 KEMPER GROVE LN, LOVELAND, OH 45140-8936

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20357 HARBORGATE CT UNIT 212, 212, CORNELIUS, NC 28031-6907

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20