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20357 Harborgate Ct, Unit 206, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20357 Harborgate Ct, Unit 206, Cornelius, NC 28031

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,335 sqft · built 1984
Lot Size11.1 acres (483,516 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Mar 2020)
Tax Bill$4,526 (2023)
Deeds & MortgagesNov 2022 Transfer
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-441-12

Property Details

APN / Parcel Number

Primary APN001-441-12

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,335 sqft Heated Area
Gross Area1,703 sqft
1st Floor Area1,335 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area483,516 sqft (11.1 acres)
PorchPorch
Porch Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number001-441-12
Street Address20357 HARBORGATE CT UNIT 206, 206
CityCORNELIUS
StateNC
Zip28031-6907
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeGR
Legal DescriptionUNIT 206 BLD 2 U/F 217
Legal SubdivisionHARBORGATE PH 03
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1010
Census Tract6217

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address7323 CORONADO AVE, DALLAS, TX 75214-4214
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Intrafamily Transfer, Transfer
Mar 12, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMar 12, 2020 · Amount on Record
Deed SaleMar 12, 2020 · Amount on Record
Prior SaleMar 12, 2020 · Amount on Record
Deed Document Number0000035737
Deed Book / Page34365 / 786
Last Transfer DateNov 29, 2022
Transfer Doc0000158539
Record UpdatedJun 7, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateNov 29, 2022
Property Address20357 HARBORGATE CT UNIT 206, 206, CORNELIUS, NC 28031-6907
Document Number0000158539
Book / Page37797 / 579
Map ReferenceMB 4785 PG 747
Instrument DateNov 22, 2022
Instrument2022158539
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7323 CORONADO AVE, DALLAS, TX 75214-4214

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7323 CORONADO AVE, DALLAS, TX 75214-4214

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 12, 2020
Property Address20357 HARBORGATE CT UNIT 206, 206, CORNELIUS, NC 28031-6907
Document Number0000035737
Book / Page34365 / 786
Map ReferenceMB 4785 PG 747
Instrument DateMar 11, 2020
Instrument2020035737
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyNORTH CAROLINA TITLE CTR LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14711 AUTUMNCREST RD, 14711, HUNTERSVILLE, NC 28078-7735

Transferred To (Grantee/Buyer)

NameVerified Name
Address20357 HARBORGATE CT UNIT 206, 206, CORNELIUS, NC 28031-6907

Mortgage

Document Number0000035738
DateMar 12, 2020
Instrument2020035738
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Fiber		1,000 / 1,000
TDS Telecom
Cable		1,000 / 20
Verizon
Fixed Wireless		300 / 20

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