20348 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20348 Black Tree Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,832 sqft · built 2013
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$493,000 (Apr 2021)
Tax Bill	$9,383 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E1-22000.1390`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E1-22000.1390`
Alternative APNs	`262946E1220001390` `29462622000001390` `10559216`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,832 sqft Living Area
Gross Area	3,540 sqft
1st Floor Area	1,907 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,144 sqft (0.164 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Porch Area	200 sqft
Patio Area	533 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10559216
Street Address	20348 BLACK TREE LN
City	ESTERO
State	FL
Zip	33928-6444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	PRESERVE AT CORKSCREW UNIT TWO DESC IN INST# 2012000195620 LOT 139
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	PRESERVE AT CORKSCREW
Legal Tract	E1
Legal Block	4
Legal Lot Number	139
Legal Unit	2
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	4
Census Block	4003
Census Tract	50311

Owner

Source: Lee County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	750 WINDING HILLS RD, MONUMENT, CO 80132-9440
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Transfer SOUTH FLORIDA TITLE, SOUTH FLORIDA TRUST & TITLE
Apr 8, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 26, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	May 11, 2015 · Amount on Record
Deed Document Number	2021110796
Last Transfer Date	Sep 17, 2026
Transfer Doc	0000254363
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LEE FL
Recording Date	Sep 30, 2026
Property Address	20348 BLACK TREE LN, ESTERO, FL 33928-6444
Document Number	0000254363
Instrument Date	Sep 17, 2026
Instrument	2026254363
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	SOUTH FLORIDA TITLE, SOUTH FLORIDA TRUST & TITLE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	750 WINDING HILLS RD, MONUMENT, CO 80132-9440

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 8, 2021
Property Address	20348 BLACK TREE LN, ESTERO, FL 33928-6444
Document Number	0000110796
Map Reference	DOC 2012000195620
Instrument Date	Mar 25, 2021
Instrument	2021000110796
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	HEIGHTS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,451.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20099 EAGLE STONE DR, 20099, ESTERO, FL 33928-6446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20348 BLACK TREE LN, ESTERO, FL 33928-6444

Mortgage

Document Number	0000110797
Date	Apr 8, 2021
Instrument	2021000110797

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20348 BLACK TREE LN, ESTERO, FL 33928-6444
Document Number	0000071439
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20348 BLACK TREE LN ESTERO FL 339286444, ESTERO, FL 33928-6444

Mortgage

Document Number	0000071439
Date	Mar 27, 2018
Instrument	71439

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,877 (-3.79%) Land $117,346 Building $353,531	$470,877 (-3.79%) Land $117,346 Building $353,531
2025	$9,383.00 (+4.72%)	$489,427 (-5.82%) Land $130,411 Building $359,016	$489,427 (-5.82%) Land $130,411 Building $359,016
2023	$8,960.00 (+31.05%)	$519,677 (+16.23%) Land $118,590 Building $401,087	$519,677 (+16.23%) Land $118,590 Building $401,087
2022	$6,837.00	$447,102 Land $97,500 Building $349,602	$447,102 Land $97,500 Building $349,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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