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2035 Wind Trace Rd S, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2035 Wind Trace Rd S, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,239 sqft · built 1984
Lot Size0.395 acres (17,206 sqft)
Owner2 Individual Names on Record
Last Sale$1,450,000 (Jun 2026)
Tax Bill$4,937 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2019 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN21-2S-26-0780-00V02-0000

Property Details

APN / Parcel Number

Primary APN21-2S-26-0780-00V02-0000
Alternative APN
  • S26221078000V020000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,239 sqft Living Area
Gross Area4,917 sqft
1st Floor Area2,104 sqft
Upper Floors Area1,135 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2014
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area17,206 sqft (0.395 acres)
Lot Dimensions224 ft deep x 77 ft wide
View / LotSound
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area152 sqft
Deck Area66 sqft
Patio Area216 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2035 WIND TRACE RD S
CityNAVARRE
StateFL
Zip32566-3046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description*DESCRIPTION UPDATE FOR 2022** SECTION 21 TWNSHP 2S RANGE 26W CRESCENT SHORES COM AT NW CORNER OF TRACT V THN S ALONG W LN 941 FT +/- TO N SHORELINE OF SANTA ROSA SOUND & POB THN N 241 FT +/- THN E 56.86 FT TO W CIRCULAR CURVE (R=50' CA=35* 23'20) GO
Legal Range26W
Legal Township2S
Legal Section21
Legal SubdivisionCRESCENT SHORES
Legal TractV
Legal Block1
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1007
Census Tract10827

Owner

Source: Santa Rosa County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address302 OLD ORCHARD DR, LASCASSAS, TN 37085-4693
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Warranty Deed, Transfer · Conventional Mortgage
BANKPLUS
Jun 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
EGLIN FCU
Apr 25, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Apr 22, 2019Warranty Deed, Transfer · Conventional Mortgage
EGLIN FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2026 · Amount on Record
Deed SaleJun 1, 2026 · Amount on Record
Prior SaleApr 22, 2019 · Amount on Record
Deed Document Number202627469
Deed Book / Page4750 / 1287
Prior Transfer DateApr 18, 2022
Prior Transfer Doc0042750892
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 1, 2026
Property Address2035 WIND TRACE RD S, NAVARRE, FL 32566-3046
Document Number0000027469
Book / Page4750 / 1287
Instrument DateMay 26, 2026
Instrument202627469
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,025,150.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address302 OLD ORCHARD DR, LASCASSAS, TN 37085-4693
InvestorPossibly a Property Investor

Mortgage

Document Number0000027470,
DateJun 1, 2026
Instrument202627470
Lender
NameBANKPLUS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.85%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2035 WIND TRACE RD S, NAVARRE, FL 32566-3046
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038440169
DateJun 27, 2019
Book Page3844/0169
Instrument201927527
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 3, 2034

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateApr 25, 2022
Property Address2035 WIND TRACE RD S, NAVARRE, FL 32566-3046
Document Number0042750892
Book / Page4275 / 892
Map ReferenceMB A PG 70&70A
Instrument DateApr 18, 2022
Instrument202224752
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2035 WIND TRACE RD S, 2035, NAVARRE, FL 32566-3046

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2035 WIND TRACE RD S, NAVARRE, FL 32566-3046

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 22, 2019
Property Address2035 WIND TRACE RD S, NAVARRE, FL 32566-3046
Document Number0038211173
Book / Page3821 / 1173
Map ReferenceMB A PG 70&70A
Instrument DateApr 11, 2019
Instrument201915736
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,576.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address175 OLD TOWNE BRANCH RD, 175, WAYNESBORO, TN 38485-3900

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2035 WIND TRACE RD S, NAVARRE, FL 32566-3046
InvestorPossibly a Property Investor

Mortgage

Document Number0038211185
DateApr 22, 2019
Instrument3821/1185
Lender
NameEGLIN FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,937.00 (-27.88%) Homeowner's exemption$443,696 (-27.7%) Land $198,275 Building $245,421$443,696 (-27.7%) Land $198,275 Building $245,421
2024$6,846.00 (-4.55%) Homeowner's exemption$613,680 (-5.05%) Land $166,551 Building $447,129$613,680 (-5.05%) Land $166,551 Building $447,129
2023$7,172.00 (+109.34%) Homeowner's exemption$646,316 (+101.9%) Land $166,551 Building $479,765$646,316 (+79.75%) Land $166,551 Building $479,765
2022$3,426.00 Homeowner's exemption$320,118$359,566 Land $166,551 Building $193,015

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies271 units insured
incl. 23 condo units
Nearby Flood Claims31 (1995–2020)
Claims Outside the SFHA7 of 31
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 15 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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