2034 Wind Trace Rd S, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2034 Wind Trace Rd S, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,504 sqft · built 1984
Lot Size	0.487 acres (21,214 sqft)
Owner	Company Name on Record
Last Sale	$224,500 (Jul 1999)
Tax Bill	$2,081 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`21-2S-26-0780-00V03-0000`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-0780-00V03-0000`
Alternative APN	`S26221078000V030000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	2,581 sqft
1st Floor Area	1,504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	21,214 sqft (0.487 acres)
Lot Dimensions	295 ft deep x 72 ft wide
View / Lot	Sound
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	636 sqft
Patio Area	470 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2034 WIND TRACE RD S
City	NAVARRE
State	FL
Zip	32566-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CRESCENT SHORES PORT OF TRACT V KNOWN AS LOT 8 BLK 1 WIND TRACE UNREC SUB DES AS: COM AT NW CORN OF TRACT V TH S ALONG W LINE OF SAID TRACT 700 FT TH E 154.84 FT TO POB TH CONT E 56.86 FT TH S 315 FT M/L TO S/L OF SR SOUND TH NWLY ALONG S/L 72 FT M/L
Legal Range	26W
Legal Township	2S
Legal Section	21
Legal Subdivision	CRESCENT SHORES
Legal Tract	V
Legal Block	1
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1007
Census Tract	10827

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2034 WIND TRACE RD S, NAVARRE, FL 32566-3011
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1999 · Amount on Record
Deed Sale	Jul 1, 1999 · Amount on Record
Deed Book / Page	1766 / 1578
Last Transfer Date	Jul 7, 2011
Transfer Doc	0030730182
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2034 WIND TRACE RD S, NAVARRE, FL 32566-3011
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2034 WIND TRACE RD S, NAVARRE, FL 32566-3011

Mortgage

Document Number	0044221984
Date	Aug 8, 2023
Book Page	4422/1984
Instrument	202335879

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,331 (+2.9%)	$405,951 (+10.47%) Land $194,400 Building $211,551
2024	$2,081.00 (+3.12%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$237,445 (+3%)	$367,472 (-3.54%) Land $163,296 Building $204,176
2023	$2,018.00 (-12.68%) Homeowner's exemption Widower's exemption	$230,527 (+3%)	$380,964 (+7.82%) Land $163,296 Building $217,668
2022	$2,311.00 Homeowner's exemption Widower's exemption	$223,813	$353,341 Land $163,296 Building $190,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	271 units insured incl. 23 condo units
Nearby Flood Claims	31 (1995–2020)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 15 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20