2035 Bender Ln, Arnold, MO 63010 Property Records

Jefferson County property record for 2035 Bender Ln, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 2003
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$337,500 (Sep 2021)
Tax Bill	$2,315 (2024)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014.019.04009036`

Property Details

APN / Parcel Number

Primary APN	`014.019.04009036`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	283 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	528 sqft
Porch	Open Frame Porch
Porch Area	133 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2035 BENDER LN
City	ARNOLD
State	MO
Zip	63010-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ELM VIEW LOT 1
Legal Range	6E
Legal Township	43N
Legal Section	19
Legal Subdivision	ELM VIEW
Legal Block	1
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1012
Census Tract	700118

Owner

Source: Jefferson County records · APN 014.019.04009036

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2035 BENDER LN, ARNOLD, MO 63010-1236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Mar 01, 2013 · Amount on Record
Deed Document Number	202141427
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 20, 2021
Property Address	2035 BENDER LN, ARNOLD, MO 63010-1236
Document Number	2021R041427
Map Reference	MB 12 PG 4B
Instrument Date	Sep 13, 2021
Instrument	2021R-041427
Transaction Type	Transfer
Record Updated	Oct 04, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	827 BROWNELL AVE, 827, SAINT LOUIS, MO 63122-3236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11800 FAIRLIND DR, SAINT LOUIS, MO 63127-1602

Mortgage

Document Number	2021R041428
Date	Sep 20, 2021
Instrument	2021R-041428

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,800 (+8.16%) Land $1,900 Building $33,900	$188,400 (-) Land $10,200 Building $178,200
2024	$2,315.00 (+0.61%)		$188,400 (+8.03%) Land $10,200 Building $178,200
2023	$2,301.00	$33,100 Land $1,900 Building $31,200	$174,400 Land $10,200 Building $164,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–1998)
Claims Outside the SFHA	17 of 28
Most Recent Claim	Apr 1998 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 4 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon, Wisper ISP.

Based on FCC filings for 317 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.