Jefferson County property record for 2009 Bender Ln, Arnold, MO 63010
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,375 sqft · built 1950 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (May 2021) |
| Tax Bill | $1,287 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014.019.04009033 |
| Primary APN | 014.019.04009033 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,375 sqft Living Area |
| 1st Floor Area | 1,375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Porch | Open Frame Porch |
| Porch Area | 66 sqft |
| Heating System | HVAC |
|---|
| Street Address | 2009 BENDER LN |
|---|---|
| City | ARNOLD |
| State | MO |
| Zip | 63010-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | ELM VIEW LOT 4 |
| Legal Range | 6E |
| Legal Township | 43N |
| Legal Section | 19 |
| Legal Subdivision | ELM VIEW |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | ARNOLD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 700118 |
Source: Jefferson County assessment roll, APN 014.019.04009033, as of September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2009 BENDER LN, ARNOLD, MO 63010-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FRONTIER FINANCIAL INC |
| Oct 23, 2019 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK |
| May 04, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on Record |
| Deed Sale | May 14, 2021 · Amount on Record |
| Prior Sale | Mar 18, 2015 · Amount on Record |
| Deed Document Number | 202121308 |
| Prior Transfer Date | May 10, 2021 |
| Prior Transfer Doc | 2021R021308 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | May 14, 2021 |
| Property Address | 2009 BENDER LN, ARNOLD, MO 63010-1236 |
| Document Number | 2021R021308 |
| Map Reference | MB 12 PG 04 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021R-021308 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2009 BENDER LN, ARNOLD, MO 63010-1236 |
| Document Number | 2021R021309 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021R-021309 |
| Name | FRONTIER FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 2009 BENDER LN, ARNOLD, MO 63010-1236 |
| Document Number | 0000033095 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2009 BENDER LN ARNOLD MO 630101236, ARNOLD, MO 63010-1236 |
| Document Number | 0000033095 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 33095 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 2009 BENDER LN, ARNOLD, MO 63010-1236 |
| Document Number | 0000017211 |
| Instrument Date | May 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 2009 BENDER LN ARNOLD MO 630101236, ARNOLD, MO 63010-1236 |
| Document Number | 0000017211 |
|---|---|
| Date | Jun 07, 2017 |
| Instrument | 17211 |
| Name | FIRST GUARANTY MTG |
|---|---|
| Type | Funding / Finance Company |
| Address | TYSONS CORNER, VA 22182 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 06, 2047 |
Source: Jefferson County assessment roll as of September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Arnold City |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,600 (+6.52%) Land $1,900 Building $17,700 | $103,200 (-) Land $10,200 Building $93,000 | |
| 2024 | $1,287.00 (+0.63%) | $103,200 (+6.17%) Land $10,200 Building $93,000 | |
| 2023 | $1,279.00 | $18,400 Land $1,900 Building $16,500 | $97,200 Land $10,200 Building $87,000 |
Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), as of October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997001181, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 28 (1979–1998) |
| Claims Outside the SFHA | 17 of 28 |
| Most Recent Claim | Apr 1998 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 317 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile USA, Verizon, Wisper ISP.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MO6024292, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEFFERSON COUNTY PWSD 1 serves 21,113 people |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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