20347 Decker Ridge Dr, Katy, TX 77449 Property Records

Harris County property record for 20347 Decker Ridge Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 2003
Lot Size	0.23 acres (10,037 sqft)
Owner	Individual Name on Record
Last Sale	$215,200 (Jun 2020)
Tax Bill	$5,794 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-768-003-0034`

Property Details

APN / Parcel Number

Primary APN	`123-768-003-0034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	10,037 sqft (0.23 acres)
View / Lot	Primary
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1237680030034
Street Address	20347 DECKER RIDGE DR
City	KATY
State	TX
Zip	77449-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 34 BLK 3 SETTLERS VILLAGE SEC 5
Legal Subdivision	SETTLERS VILLAGE SEC 5
Legal Block	3
Legal Lot Number	34
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1023
Census Tract	542201

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20347 DECKER RIDGE DR, KATY, TX 77449-2307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Prior Sale	Jan 5, 2004 · Amount on Record
Deed Document Number	2020233819
Prior Transfer Date	May 29, 2020
Prior Transfer Doc	0000233819
Record Updated	Oct 29, 2026

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jun 2, 2020
Property Address	20347 DECKER RIDGE DR, KATY, TX 77449-2307
Document Number	0000233819
Map Reference	MF 529033
Instrument Date	May 29, 2020
Instrument	2020-233819
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3306 ELIZABETH SPRINGS CT, 3306, KATY, TX 77494-6759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S20347 DECKER RIDGE DR, KATY, TX 77449

Mortgage

Document Number	0000233820
Date	Jun 2, 2020
Instrument	2020-233820

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,000 (-4.41%) Land $51,300 Building $174,700	$226,000 (-4.41%) Land $51,300 Building $174,700
2025	$5,794.00 (+243.65%)	$236,435 (-3.7%) Land $51,300 Building $185,135	$236,435 (-3.7%) Land $51,300 Building $185,135
2024	$1,686.00
2023		$245,525 Land $51,300 Building $194,225	$245,525 Land $51,300 Building $194,225
2022	$1,686.00 (+63.85%)
2020	$1,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20