Harris County property record for 20343 Decker Ridge Dr, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,383 sqft · built 2003 |
| Lot Size | 0.137 acres (5,964 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $131,800 (Jul 2017) |
| Tax Bill | $2,993 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-768-003-0035 |
| Primary APN | 123-768-003-0035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,383 sqft Living Area |
| 1st Floor Area | 1,383 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,964 sqft (0.137 acres) |
| View / Lot | Primary |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1237680030035 |
|---|---|
| Street Address | 20343 DECKER RIDGE DR |
| City | KATY |
| State | TX |
| Zip | 77449-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 35 BLK 3 SETTLERS VILLAGE SEC 5 |
| Legal Subdivision | SETTLERS VILLAGE SEC 5 |
| Legal Block | 3 |
| Legal Lot Number | 35 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 542201 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20343 DECKER RIDGE DR, KATY, TX 77449-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Jul 18, 2017 | Warranty Deed, Transfer · FHA Mortgage PLAZA HM MTG |
| Jul 18, 2017 | Quit Claim Deed, Transfer MONARCH ABSTRACT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2017 · Amount on Record |
| Deed Sale | Jul 18, 2017 · Amount on Record |
| Prior Sale | Jul 18, 2017 |
| Deed Document Number | 2017319646 |
| Prior Transfer Date | Jul 17, 2017 |
| Prior Transfer Doc | 0000319646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20343 DECKER RIDGE DR, KATY, TX 77449-2307 |
| Document Number | 0000364951 |
| Instrument Date | Aug 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 20343 DECKER RIDGE DR KATY TX 774492307, KATY, TX 77449-2307 |
| Document Number | 0000364951 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 364951 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 18, 2017 |
| Property Address | 20343 DECKER RIDGE DR, KATY, TX 77449-2307 |
| Document Number | 0000319646 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 319646 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2017 |
| Title Company | MONARCH ABSTRACT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20343 DECKER RIDGE DR KATY TX 774492307, KATY, TX 77449-2307 |
| Document Number | 319647 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 319647 |
| Name | PLAZA HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 18, 2017 |
| Property Address | 20343 DECKER RIDGE DR, KATY, TX 77449-2307 |
| Document Number | 0000319645 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 319645 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2017 |
| Title Company | MONARCH ABSTRACT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20343 DECKER RIDGE DR KATY TX 774492307, KATY, TX 77449-2307 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,797 (-1.38%) Land $47,587 Building $176,210 | $223,797 (-1.38%) Land $47,587 Building $176,210 | |
| 2025 | $2,993.00 (+114.55%) Homeowner's exemption | $226,930 (-3.74%) Land $47,587 Building $179,343 | $226,930 (-3.74%) Land $47,587 Building $179,343 |
| 2024 | $1,395.00 (+20.16%) | ||
| 2023 | $235,743 Land $47,587 Building $188,156 | $235,743 Land $47,587 Building $188,156 | |
| 2022 | $1,161.00 (+16.57%) | ||
| 2020 | $996.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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