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2034 Live Oak Blvd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2034 Live Oak Blvd, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,853 sqft · built 1996
Lot Size0.501 acres (21,823 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Dec 2024)
Tax Bill$4,333 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-26-31-3959-0001-0170

Property Details

APN / Parcel Number

Primary APN08-26-31-3959-0001-0170
Alternative APNs
  • 263108395900010170
  • 96837

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,853 sqft Living Area
Gross Area2,733 sqft
1st Floor Area1,853 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,823 sqft (0.501 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Finished Porch
Porch Area396 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2034 LIVE OAK BLVD
CitySAINT CLOUD
StateFL
Zip34771-8441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS1
Legal DescriptionLIVE OAK ESTATES PB 7 PG 82-83 LOT 17
Legal Range31E
Legal Township26S
Legal Section08
Legal SubdivisionLIVE OAK ESTATES
Legal Tract3959
Legal Block170
Legal Lot Number17
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1012
Census Tract43301

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2034 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2024Warranty Deed, Transfer · FHA Mortgage
NORTHPOINT MORTGAGE INC
Apr 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
TRUIST BANK
Aug 21, 2020Correction Deed
EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2024 · Amount on Record
Deed SaleDec 31, 2024 · Amount on Record
Prior SaleAug 21, 2020 · Amount on Record
Deed Document Number2024163757
Deed Book / Page6718 / 404
Prior Transfer DateMar 20, 2020
Prior Transfer Doc0057062818
Record UpdatedJun 8, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 31, 2024
Property Address2034 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441
Document Number0067180404
Book / Page6718 / 404
Map ReferenceMB 7 PG 82&83
Instrument DateDec 20, 2024
Instrument2024163757
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, CITRUS CLOSING GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3430 CIMARRON DR, ORLANDO, FL 32829-8523

Transferred To (Grantee/Buyer)

NameVerified Name
Address2034 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441

Mortgage

Document Number2024163758
DateDec 31, 2024
Instrument2024163758
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateApr 13, 2020
Property Address2034 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441
Document Number0057062818
Book / Page5706 / 2818
Map ReferenceMB 7 PG 82&83
Instrument DateMar 20, 2020
Instrument2020049788
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyEQUITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10171 LEXINGTON LAKES BLVD N, 10171, BOYNTON BEACH, FL 33436-4552

Transferred To (Grantee/Buyer)

NameVerified Name
Address2034 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441

Mortgage

Document Number0057062821
DateApr 13, 2020
Instrument5706/2821
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2040

August 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateAug 21, 2020
Property Address2034 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441
Document Number0057790621
Book / Page005779 / 000621
Instrument DateMar 20, 2020
Instrument111056
Record UpdatedSep 24, 2020
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2034 LIVE OAK BLVD ST CLOUD FL 347718441, ST CLOUD, FL 34771-8441

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,333.00 (+40.41%)$269,331 (+44.43%)$291,900 (+3.18%) Land $65,000 Building $226,900
2024$3,086.00 (+3.59%)
2023$2,979.00 (+4.23%) Homeowner's exemption$186,475 (+3%)$282,900 (+15.66%) Land $60,000 Building $222,900
2022$2,858.00 Homeowner's exemption$181,044$244,600 Land $55,000 Building $189,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: AT&T, Verizon, Xfinity.

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