2033 Cloverleaf Pl, Ardmore, OK 73401 Property Records

Carter County property record for 2033 Cloverleaf Pl, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,521 sqft · built 1959
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Apr 2012)
Tax Bill	$5,846 (2025)
Deeds & Mortgages	Jun 2012 Mortgage Apr 2005 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`10493`

Property Details

APN / Parcel Number

Primary APN	`10493`
Alternative APN	`1990-36-04S-01E-3-006-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,521 sqft Living Area
1st Floor Area	4,517 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	192 sqft
Patio Area	415 sqft
Shed	1 Shed
Shed Area	224 sqft
Greenhouse	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10493
Street Address	2033 CLOVERLEAF PL
City	ARDMORE
State	OK
Zip	73401-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	W 150 E 1167.44 N 208.72 S/2 NE SW- 36 04S 01E
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	ARDMORE CITY TRACTS
Legal Block	4S
Legal Lot Number	1E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2017
Census Tract	893001

Owner

Source: Carter County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 CARDINAL RD, ARDMORE, OK 73401-2294
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2012	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK & TRUST CO
Apr 13, 2005	Deed of Trust, Mortgage BANCFIRST
May 4, 2005	Deed of Trust, Mortgage · Construction Mortgage BANCFIRST
Nov 21, 2006	Deed of Trust, Mortgage · Conventional Mortgage AMRISAVE MORTGAGE CORPORATION
Dec 30, 2011	Deed of Trust, Mortgage CITIZENS BANK & TRUST CO
Apr 30, 2012	Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK & TRUST CO
Jul 22, 2011	Intrafamily Transfer, Transfer CITIZENS BANK & TRUST CO
Oct 24, 2007	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2012 · Amount on Record
Deed Sale	Apr 30, 2012 · Amount on Record
Prior Sale	Oct 24, 2007 · Amount on Record
Deed Document Number	20125716
Deed Book / Page	5500 / 292
Prior Transfer Date	Jul 18, 2011
Prior Transfer Doc	005356/092
Record Updated	Jun 8, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2033 CLOVERLEAF PL, ARDMORE, OK 73401-3416
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005534/164
Date	Jun 27, 2012
Book Page	5534/164
Instrument	2012-008620

Lender

Name	CITIZENS BANK & TRUST CO
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	34 Months
Due	Apr 27, 2015

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2033 CLOVERLEAF PL, ARDMORE, OK 73401-3416
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004284/113
Date	Apr 13, 2005
Book Page	4284/113
Instrument	2005-004006

Lender

Name	BANCFIRST
Address	ARDMORE, OK 73402

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Apr 30, 2010

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2033 CLOVERLEAF PL, ARDMORE, OK 73401-3416
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004294/010
Date	May 4, 2005
Book Page	4294/010
Instrument	2005-004932

Lender

Name	BANCFIRST
Address	ARDMORE, OK 73402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Apr 28, 2010

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2033 CLOVERLEAF PL, ARDMORE, OK 73401-3416
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004562/257
Date	Nov 21, 2006
Book Page	4562/257
Instrument	2006-014617

Lender

Name	AMRISAVE MORTGAGE CORPORATION
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2036

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2033 CLOVERLEAF PL, ARDMORE, OK 73401-3416
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005439/067
Date	Dec 30, 2011
Book Page	5439/067
Instrument	2011-016710

Lender

Name	CITIZENS BANK & TRUST CO
Type	Non-Lending Institution
Address	ARDMORE, OK 73401

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 21, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Quarterly
Index	5-Year TN

April 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Apr 30, 2012
Property Address	2033 CLOVERLEAF PL, ARDMORE, OK 73401-3416
Document Number	005500/292
Book / Page	5500 / 292
Instrument Date	Apr 27, 2012
Instrument	2012-005716
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2033 CLOVELAND PL, ARDMORE, OK 73401
Investor	Possibly a Property Investor

Mortgage

Document Number	2012005717
Date	Apr 30, 2012
Instrument	2012-005717

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 27, 2015

July 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Jul 22, 2011
Property Address	2033 CLOVERLEAF PL, ARDMORE, OK 73401-3416
Document Number	005356/092
Book / Page	5356 / 092
Instrument Date	Jul 18, 2011
Instrument	2011-008903
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2033 CLOVERLEAF PL, ARDMORE, OK 73401-3416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2033 CLOVERLEAF PL, ARDMORE, OK 73401-3416

Mortgage

Document Number	2011008904
Date	Jul 22, 2011
Instrument	2011-008904

Lender

Name	CITIZENS BANK & TRUST CO

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Aug 17, 2018

October 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Oct 24, 2007
Property Address	2033 CLOVERLEAF PL, ARDMORE, OK 73401-3416
Document Number	004733/157
Book / Page	4733 / 157
Instrument Date	Oct 24, 2007
Instrument	2007-014792
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007014793
Date	Oct 24, 2007
Instrument	2007-014793

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2022

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,846.00	$58,561 (-6.5%) Land $2,500 Building $56,061	$488,014 (-26.85%) Land $20,833 Building $467,181
2024	$5,846.00 (-0.83%)	$62,631 (+5%) Land $2,500 Building $60,131	$667,108 (+9.99%) Land $20,833 Building $646,275
2023	$5,895.00	$59,649 Land $2,500 Building $57,149	$606,509 Land $20,833 Building $585,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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