2021 Cloverleaf Pl, Ardmore, OK 73401 Property Records

Carter County property record for 2021 Cloverleaf Pl, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,166 sqft · built 1955
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$151,000 (Feb 2022)
Tax Bill	$1,864 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jun 2005 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10491`

Property Details

APN / Parcel Number

Primary APN	`10491`
Alternative APN	`1990-36-04S-01E-3-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,166 sqft Living Area
1st Floor Area	2,166 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	514 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10491
Street Address	2021 CLOVERLEAF PL
City	ARDMORE
State	OK
Zip	73401-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	W 150 E 867.44 N 208.72 S/2 NE SW- 36 04S 01E
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	ARDMORE CITY TRACTS
Legal Block	4S
Legal Lot Number	1E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2017
Census Tract	893001

Owner

2021 Cloverleaf Pl is owned and occupied by two individuals who bought it in February 2022.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2021 CLOVERLEAF PL, ARDMORE, OK 73401-3416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2018	Intrafamily Transfer, Transfer · FHA Mortgage BANK2
Jun 3, 2005	Joint Tenancy Deed, Transfer · Second Mortgage (Down Payment) BARRETT FINANCIAL SER INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Prior Sale	Apr 23, 2018
Deed Document Number	20221291
Deed Book / Page	7176 / 295
Prior Transfer Date	Feb 2, 2022
Prior Transfer Doc	0000001291
Record Updated	Oct 29, 2026

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Apr 23, 2018
Property Address	2021 CLOVERLEAF PL, ARDMORE, OK 73401-3416
Document Number	006536/225
Book / Page	6536 / 225
Instrument Date	Apr 13, 2018
Instrument	2018-004162
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018004163
Date	Apr 23, 2018
Instrument	2018-004163

Lender

Name	BANK2
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

June 2005: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	Jun 3, 2005
Property Address	2021 CLOVERLEAF PL, ARDMORE, OK 73401-3416
Document Number	004308/235
Book / Page	4308 / 235
Instrument Date	Jun 2, 2005
Instrument	2005-006352
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2005006354
Date	Jun 3, 2005
Instrument	2005-006354

Lender

Name	BARRETT FINANCIAL SER INC
Type	Non-Lending Institution

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2021 Cloverleaf Pl was $1,864 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,266 (+3%) Land $1,800 Building $18,466	$168,882 (-8.25%) Land $15,000 Building $153,882
2025	$1,864.00 Homeowner's exemption	$19,676 (+3%) Land $1,800 Building $17,876	$184,075 (-21.77%) Land $15,000 Building $169,075
2024	$1,864.00 (+7.5%) Homeowner's exemption	$19,103 (+3%) Land $1,800 Building $17,303	$235,295 (+8.96%) Land $15,000 Building $220,295
2023	$1,734.00 Homeowner's exemption	$18,546 Land $1,800 Building $16,746	$215,947 Land $15,000 Building $200,947

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2021 Cloverleaf Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2021 Cloverleaf Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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