20327 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20327 Black Tree Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,181 sqft · built 2013
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$482,000 (Jul 2026)
Tax Bill	$6,341 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E1-22000.1490`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E1-22000.1490`
Alternative APNs	`262946E1220001490` `29462622000001490` `10559226`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,181 sqft Living Area
Gross Area	2,778 sqft
1st Floor Area	2,032 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	6,229 sqft (0.143 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	177 sqft
Patio Area	149 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10559226
Street Address	20327 BLACK TREE LN
City	ESTERO
State	FL
Zip	33928-6451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	PRESERVE AT CORKSCREW UNIT TWO DESC IN INST# 2012000195620 LOT 149
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	PRESERVE AT CORKSCREW
Legal Tract	E1
Legal Block	4
Legal Lot Number	149
Legal Unit	2
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	4
Census Block	4000
Census Tract	50311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2914 BROKEN ARROW CT, WAUKESHA, WI 53189-6880
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 9, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Jul 17, 2013 · Amount on Record
Deed Document Number	2026196996
Prior Transfer Date	Mar 22, 2021
Prior Transfer Doc	0000112989
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 27, 2026
Property Address	20327 BLACK TREE LN, ESTERO, FL 33928-6451
Document Number	0000196996
Instrument Date	Jul 24, 2026
Instrument	2026196996
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	TITLE MARKET PLACE LLC, MARKET PLACE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340,774.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2914 BROKEN ARROW CT, WAUKESHA, WI 53189-6880

Mortgage

Document Number	0000196997,
Date	Jul 27, 2026
Instrument	2026196997

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Apr 9, 2021
Property Address	20327 BLACK TREE LN, ESTERO, FL 33928-6451
Document Number	0000112989
Map Reference	DOC 2012000195620
Instrument Date	Mar 22, 2021
Instrument	2021000112989
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20327 BLACK TREE LN, ESTERO, FL 33928-6451

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20327 BLACK TREE LN, ESTERO, FL 33928-6451
Document Number	0000275382
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20327 BLACK TREE LN ESTERO FL 339286451, ESTERO, FL 33928-6451

Mortgage

Document Number	0000275382
Date	Nov 10, 2020
Instrument	275382

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 9, 2035

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,042 (+2.7%)	$428,807 (-1.95%) Land $113,155 Building $315,652
2025	$6,341.00 (+15.08%) Homeowner's exemption	$296,049 (+5.99%)	$437,328 (-6.31%) Land $124,274 Building $313,054
2023	$5,510.00 (+33.9%) Homeowner's exemption	$279,326 (+3%)	$466,799 (+16.24%) Land $103,589 Building $363,210
2022	$4,115.00 Homeowner's exemption	$271,190	$401,599 Land $97,500 Building $304,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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