20326 Laurel Lock Dr, Katy, TX 77450 Property Records

Harris County property record for 20326 Laurel Lock Dr, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,334 sqft · built 1980
Lot Size0.16 acres (6,954 sqft)
OwnerIndividual Name on Record
Last Sale$154,900 (Jun 2021)
Tax Bill$6,888 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN109-374-000-0034

Property Details

APN / Parcel Number

Primary APN109-374-000-0034

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,334 sqft Living Area
Gross Area2,358 sqft
1st Floor Area2,334 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2008
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area6,954 sqft (0.16 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area164 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1093740000034
Street Address20326 LAUREL LOCK DR
CityKATY
StateTX
Zip77450-4330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 34 BLK 6 NOTTINGHAM COUNTRY SEC 4
Legal SubdivisionNOTTINGHAM COUNTRY SEC 4
Legal Block6
Legal Lot Number34
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2006
Census Tract454700

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20326 LAUREL LOCK DR, KATY, TX 77450-4330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2021 · Amount on Record
Deed SaleJun 29, 2021 · Amount on Record
Prior SaleNov 2, 2010 · Amount on Record
Deed Document Number2021363450
Prior Transfer DateJun 19, 2021
Prior Transfer Doc2021363450
Record UpdatedSep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARRIS TX
Recording DateJun 29, 2021
Property Address20326 LAUREL LOCK DR, KATY, TX 77450-4330
Document Number2021363450
Map ReferenceVOL 234 PG 62
Instrument DateJun 19, 2021
Instrument2021-363450
Transaction TypeTransfer
Record UpdatedJul 14, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20326 LAUREL LOCK DR, KATY, TX 77450-4330

Mortgage

Document Number2021363451
DateJun 29, 2021
Instrument2021-363451
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,888.00 (-4.29%) Homeowner's exemption$422,420 (-12.07%) Land $97,306 Building $325,114$422,420 (-12.07%) Land $97,306 Building $325,114
2024$7,197.00 (+36.23%)
2023$480,400 Land $61,859 Building $418,541$480,400 Land $61,859 Building $418,541
2022$5,283.00 (-2.33%)
2020$5,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 147 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies147 in force
Nearby Flood Claims92 (1981–2024)
Claims Outside the SFHA88 of 92
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Aug 2017 · 10 claims
  • Severe Storms And Flooding, Apr 2016 · 5 claims
  • Hurricane Alicia, Aug 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMASON CREEK UTILITY DISTRICT
serves 8,900 people · EPA ID TX1010379
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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