20322 Laurel Lock Dr, Katy, TX 77450 Property Records

Harris County property record for 20322 Laurel Lock Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,083 sqft · built 1980
Lot Size	0.16 acres (6,954 sqft)
Owner	Individual Name on File
Last Sale	$199,500 (Jan 2023)
Tax Bill	$5,029 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109-374-000-0033`

Property Details

APN / Parcel Number

Primary APN	`109-374-000-0033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,083 sqft Living Area
1st Floor Area	2,083 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	6,954 sqft (0.16 acres)
View / Lot	Neighborhood
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	85 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1093740000033
Street Address	20322 LAUREL LOCK DR
City	KATY
State	TX
Zip	77450-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 33 BLK 6 NOTTINGHAM COUNTRY SEC 4
Legal Subdivision	NOTTINGHAM COUNTRY SEC 4
Legal Block	6
Legal Lot Number	33
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2006
Census Tract	454700

Owner

Source: Harris County records · APN 109-374-000-0033

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20322 LAUREL LOCK DR, KATY, TX 77450-4330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2023 · Amount on Record
Deed Sale	Jan 11, 2023 · Amount on Record
Prior Sale	Aug 08, 2022
Deed Document Number	202311363
Record Updated	Sep 20, 2026

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jan 11, 2023
Property Address	20322 LAUREL LOCK DR, KATY, TX 77450-4330
Document Number	0000011363
Map Reference	VOL 234 PG 62
Instrument Date	Jan 10, 2023
Instrument	2023-011363
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2731 CHERYL CT, MISSOURI CITY, TX 77459-2930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20322 LAUREL LOCK DR, KATY, TX 77450-4330

Mortgage

Document Number	0000011364
Date	Jan 11, 2023
Instrument	2023-011364

Lender

Name	BANK OF THE OZARKS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,029.00 (+13.01%) Homeowner's exemption	$329,522 (+2.36%) Land $97,306 Building $232,216	$329,522 (+2.36%) Land $97,306 Building $232,216
2024	$4,450.00 (-21.21%)
2023		$321,938 Land $61,859 Building $260,079	$321,938 Land $61,859 Building $260,079
2022	$5,648.00 (+24.6%)
2020	$4,533.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	92 (1981–2024)
Claims Outside the SFHA	88 of 92
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 10 claims Severe Storms And Flooding, Apr 2016 · 5 claims Hurricane Alicia, Aug 1983 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 641 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MASON CREEK UTILITY DISTRICT serves 8,900 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.