20325 Rhinestone Dr, Hilmar, CA 95324 Property Records

Merced County property record for 20325 Rhinestone Dr, Hilmar, CA 95324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,245 sqft · built 1983
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$138,000 (Dec 2000)
Tax Bill	$2,209 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`015-164-002-000`

Property Details

APN / Parcel Number

Primary APN	`015-164-002-000`
Alternative APN	`015-164-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
Gross Area	1,701 sqft
1st Floor Area	1,245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-164-002
Street Address	20325 RHINESTONE DR
City	HILMAR
State	CA
Zip	95324-9370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AMERICAN EST #1 LOT 36
Legal Subdivision	AMERICAN ESTATE
Legal Lot Number	36
Jurisdiction	MERCED CA
Township / Civil Division	HILMAR-IRWIN
Census Block Group	2
Census Block	2005
Census Tract	404

Owner

20325 Rhinestone Dr is owned and occupied by two individuals who bought it in December 2000.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20325 RHINESTONE DR, HILMAR, CA 95324-9370
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit F & M BANK
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL CAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2000 · Amount on File
Deed Sale	Dec 21, 2000 · Amount on File
Deed Document Number	200044794
Deed Book / Page	4102 / 848
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	20325 RHINESTONE DR, HILMAR, CA 95324-9370
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20325 RHINESTONE DRIVE, HOLT, CA 95234

Mortgage

Document Number	0000024422
Date	Jun 28, 2022
Instrument	2022024422

Lender

Name	F & M BANK
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	20325 RHINESTONE DR, HILMAR, CA 95324-9370
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20325 RHINESTONE DR, HILMAR, CA 95324-9370

Mortgage

Document Number	0000052975
Date	Nov 30, 2021
Instrument	2021052975

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CAL
Address	LODI, CA 95241

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 20325 Rhinestone Dr was $2,209 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Unified School District	Hilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$212,077 (+2%) Land $53,779 Building $158,298
2025	$2,209.00 Homeowner's exemption	$207,920 Land $52,725 Building $155,195
2023	$2,111.00 (+1.44%) Homeowner's exemption	$199,848 Land $50,679 Building $149,169
2022	$2,081.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20325 Rhinestone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20325 Rhinestone Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILMAR COUNTY WATER DISTRICT serves 5,504 people · EPA ID CA2410012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies.

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