20284 Rhinestone Dr, Hilmar, CA 95324 Property Records

Merced County property record for 20284 Rhinestone Dr, Hilmar, CA 95324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,701 sqft · built 1984
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Tax Bill	$1,698 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`015-163-010-000`

Property Details

APN / Parcel Number

Primary APN	`015-163-010-000`
Alternative APN	`015-163-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,701 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	1,701 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-163-010
Street Address	20284 RHINESTONE DR
City	HILMAR
State	CA
Zip	95324-9370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AMERICAN EST #1 LOT 28
Legal Subdivision	AMERICAN ESTATE
Legal Lot Number	28
Jurisdiction	MERCED CA
Township / Civil Division	HILMAR-IRWIN
Census Block Group	2
Census Block	2001
Census Tract	404

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8714 SAN REMO DR, HILMAR, CA 95324-8808
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 7, 2000
Transfer Doc	0000002243
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	20284 RHINESTONE DR, HILMAR, CA 95324-9370
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8714 SAN REMO DR, HILMAR, CA 95324-8808

Mortgage

Document Number	0000018520
Date	May 11, 2022
Instrument	2022018520

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	20284 RHINESTONE DR, HILMAR, CA 95324-9370
Document Number	0000021271
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8612 CAMEO WAY HILMAR CA 953249014, HILMAR, CA 95324-9014

Mortgage

Document Number	0000021271
Date	Jul 5, 2017
Instrument	21271

Lender

Name	BANK OF THE WEST
Type	Bank
Address	TURLOCK, CA 95380

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Unified School District	Hilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$156,746 (+2%) Land $54,856 Building $101,890
2025	$1,698.00 (+4.49%)	$153,674 (+4.04%) Land $53,781 Building $99,893
2023	$1,625.00 (+1.44%)	$147,709 Land $51,694 Building $96,015
2022	$1,602.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILMAR COUNTY WATER DISTRICT serves 5,504 people · EPA ID CA2410012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies.

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