20324 74th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20324 74th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1995
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Company Names on Record
Last Sale	$465,000 (Aug 2021)
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`400900-0-026`

Property Details

APN / Parcel Number

Primary APN	`400900-0-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,340 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,340 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,001 sqft (0.276 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20324 74TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 31 FRUITLAND COURT L 4 OF S P 93-09-17-1082 TOG/W EASE & RESTRICTIONS OF REC OUT OF 002-2 SEG F-0527JU 10-06-93CL
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	FRUITLAND COURT
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4001
Census Tract	73128

Owner

Source: Pierce County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	300 DESCHUTES WAY SW, 208, TUMWATER, WA 98501-7719
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA
Aug 25, 2021	Warranty Deed, Transfer CW TITLE
Mar 15, 2019	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 30, 2018	Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC
Aug 3, 2018	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	2021654
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20324 74TH AVENUE CT E, SPANAWAY, WA 98387-5225
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	REALTECH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004260466
Date	Apr 26, 2022
Instrument	202204260466

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 25, 2021
Property Address	20324 74TH AVENUE CT E, SPANAWAY, WA 98387-5225
Document Number	0008250654
Map Reference	DOC 9309171082
Instrument Date	Aug 24, 2021
Instrument	202108250654
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Tax	$7,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 15, 2019
Property Address	20324 74TH AVENUE CT E, SPANAWAY, WA 98387-5225
Document Number	0003150526
Map Reference	DOC9309171082
Instrument Date	Mar 13, 2019
Instrument	201903150526
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,650.61
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20324 74TH AVENUE CT E, SPANAWAY, WA 98387-5225

Mortgage

Document Number	0003150527
Date	Mar 15, 2019
Instrument	201903150527

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 30, 2018
Property Address	20324 74TH AVENUE CT E, SPANAWAY, WA 98387-5225
Document Number	1810300379
Instrument Date	Oct 25, 2018
Instrument	201810300379
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transaction

Amount	Amount Recorded
Tax	$3,631.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20324 74TH AVENUE CT E SPANAWAY WA 983875225, SPANAWAY, WA 98387-5225

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 3, 2018
Property Address	20324 74TH AVENUE CT E, SPANAWAY, WA 98387-5225
Document Number	1808030436
Instrument Date	Jul 27, 2018
Instrument	201808030436
Transaction Type	Foreclosure
Record Updated	Aug 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20324 74TH AVENUE CT E SPANAWAY WA 983875225, SPANAWAY, WA 98387-5225

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,300 (-1.13%) Land $174,800 Building $236,500	$411,300 (-1.13%) Land $174,800 Building $236,500
2025	$4,453.00 (-1.09%)	$416,000 (+8.76%) Land $172,300 Building $243,700	$416,000 (+8.76%) Land $172,300 Building $243,700
2024	$4,502.00 (-1.1%)	$382,500 (-3.43%) Land $172,300 Building $210,200	$382,500 (-3.43%) Land $172,300 Building $210,200
2023	$4,552.00	$396,100 Land $158,800 Building $237,300	$396,100 Land $158,800 Building $237,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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