20305 74th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20305 74th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,533 sqft · built 1995
Lot Size	0.277 acres (12,067 sqft)
Owner	2 Individual Names on File
Last Sale	$447,000 (Jul 2021)
Tax Bill	$4,902 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`400900-0-023`

Property Details

APN / Parcel Number

Primary APN	`400900-0-023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,533 sqft Living Area
Gross Area	2,033 sqft
Upper Floors Area	664 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,067 sqft (0.277 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,215 sqft
Deck Area	135 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20305 74TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 31 FRUITLAND COURT L 1 OF S P 93-09-17-1082 TOG/W EASE & RESTRICTIONS OF REC OUT OF 002-2 SEG F-0527JU 10-06-93CL
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	FRUITLAND COURT
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4001
Census Tract	73128

Owner

20305 74th Ave Ct E is owned and occupied by two individuals who bought it in July 2021.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20305 74TH AVENUE CT E, SPANAWAY, WA 98387-5225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Warranty Deed, Transfer · FHA Mortgage CHANGE LENDING LLC
Jun 18, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Sep 19, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Oct 4, 2018	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY
Sep 26, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jan 25, 2017	Warranty Deed, Transfer · VA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Prior Sale	Jan 25, 2017 · Amount on File
Deed Document Number	2021905
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 29, 2021
Property Address	20305 74TH AVENUE CT E, SPANAWAY, WA 98387-5225
Document Number	0007290905
Map Reference	AF 9309171082
Instrument Date	Jul 12, 2021
Instrument	202107290905
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,152.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20305 74TH AVENUE CT E, SPANAWAY, WA 98387-5225

Mortgage

Document Number	0007290906
Date	Jul 29, 2021
Instrument	202107290906

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20305 74TH AVENUE CT E, SPANAWAY, WA 98387-5225
Document Number	2007060147
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20305 74TH AVENUE CT E SPANAWAY WA 983875225, SPANAWAY, WA 98387-5225

Mortgage

Document Number	2007060147
Date	Jul 6, 2020
Instrument	202007060147

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20305 74TH AVENUE CT E, SPANAWAY, WA 98387-5225
Document Number	1909300414
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20305 74TH AVENUE CT E SPANAWAY WA 983875225, SPANAWAY, WA 98387-5225

Mortgage

Document Number	1909300414
Date	Sep 30, 2019
Instrument	201909300414

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20305 74TH AVENUE CT E, SPANAWAY, WA 98387-5225
Document Number	1810110194
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20305 74TH AVENUE CT E SPANAWAY WA 983875225, SPANAWAY, WA 98387-5225

Mortgage

Document Number	1810110194
Date	Oct 11, 2018
Instrument	201810110194

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20305 74TH AVENUE CT E, SPANAWAY, WA 98387-5225
Document Number	1710040059
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20305 74TH AVENUE CT E SPANAWAY WA 983875225, SPANAWAY, WA 98387-5225

Mortgage

Document Number	1710040059
Date	Oct 4, 2017
Instrument	201710040059

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 25, 2017
Property Address	20305 74TH AVENUE CT E, SPANAWAY, WA 98387-5225
Document Number	1701250318
Instrument Date	Jan 19, 2017
Instrument	201701250318
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,704.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20305 74TH AVENUE CT E SPANAWAY WA 983875225, SPANAWAY, WA 98387-5225

Mortgage

Document Number	1701250319
Date	Jan 25, 2017
Instrument	201701250319

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 20305 74th Ave Ct E was $4,902, up 3.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,902.00 (+3.66%)	$435,400 Land $180,700 Building $254,700	$435,400 Land $180,700 Building $254,700
2025	$4,729.00 (-0.86%)
2024	$4,770.00 (-1.18%)	$405,700 (-3.54%) Land $178,100 Building $227,600	$405,700 (-3.54%) Land $178,100 Building $227,600
2023	$4,827.00	$420,600 Land $164,200 Building $256,400	$420,600 Land $164,200 Building $256,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20305 74th Ave Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20305 74th Ave Ct E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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