Harris County property record for 20323 Ranch Riata Dr, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,308 sqft · built 2004 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,400 (Aug 2005) |
| Tax Bill | $4,341 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-075-001-0008 |
| Primary APN | 125-075-001-0008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,308 sqft Living Area |
| 1st Floor Area | 1,023 sqft |
| Game Room | Game Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,250 sqft (0.144 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1250750010008 |
|---|---|
| Street Address | 20323 RANCH RIATA DR |
| City | KATY |
| State | TX |
| Zip | 77449-2051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8 BLK 1 EAGLE RANCH WEST SEC 2 |
| Legal Subdivision | EAGLE RANCH WEST SEC 2 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 542201 |
20323 Ranch Riata Dr is owned and occupied by an individual who bought it in August 2005.
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20323 RANCH RIATA DR, KATY, TX 77449-2051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 31, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2005 · Amount on File |
| Deed Sale | Aug 4, 2005 · Amount on File |
| Deed Document Number | 2005667274 |
| Deed Book / Page | 950 / 131 |
| Prior Transfer Date | Jul 29, 2005 |
| Prior Transfer Doc | 0000667274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20323 RANCH RIATA DR, KATY, TX 77449-2051 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000084599 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021-084599 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20323 RANCH RIATA DR, KATY, TX 77449-2051 |
| Document Number | 0000048143 |
| Instrument Date | Jan 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20323 RANCH RIATA DR KATY TX 774492051, KATY, TX 77449-2051 |
| Document Number | 0000048143 |
|---|---|
| Date | Feb 5, 2019 |
| Instrument | 48143 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 4, 2034 |
The 2025 property tax bill for 20323 Ranch Riata Dr was $4,341 with a homeowner's exemption, down 0.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,111 (-1.36%) Land $48,309 Building $242,802 | $291,111 (-1.36%) Land $48,309 Building $242,802 | |
| 2025 | $4,341.00 (-0.89%) Homeowner's exemption | $295,137 Land $48,309 Building $246,828 | $295,137 Land $48,309 Building $246,828 |
| 2024 | $4,380.00 | ||
| 2023 | $293,432 Land $48,309 Building $245,123 | $293,432 Land $48,309 Building $245,123 | |
| 2022 | $1,429.00 | ||
| 2020 | $1,230.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20323 Ranch Riata Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20323 Ranch Riata Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures