20307 Ranch Riata Dr, Katy, TX 77449 Property Records

Harris County property record for 20307 Ranch Riata Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,274 sqft · built 2004
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$189,700 (Jul 2018)
Tax Bill	$3,166 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`125-075-001-0004`

Property Details

APN / Parcel Number

Primary APN	`125-075-001-0004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,274 sqft Living Area
1st Floor Area	1,028 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,250 sqft (0.144 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1250750010004
Street Address	20307 RANCH RIATA DR
City	KATY
State	TX
Zip	77449-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 1 EAGLE RANCH WEST SEC 2
Legal Subdivision	EAGLE RANCH WEST SEC 2
Legal Block	1
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1023
Census Tract	542201

Owner

20307 Ranch Riata Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20307 RANCH RIATA DR, KATY, TX 77449-2051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Nov 2, 2015 · Amount on File
Deed Document Number	2018300590
Prior Transfer Date	Jul 2, 2018
Prior Transfer Doc	0000300590
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 3, 2018
Property Address	20307 RANCH RIATA DR, KATY, TX 77449-2051
Document Number	0000300590
Instrument Date	Jul 2, 2018
Instrument	300590
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	CELEBRITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20307 RANCH RIATA DR KATY TX 774492051, KATY, TX 77449-2051

Mortgage

Document Number	300591
Date	Jul 3, 2018
Instrument	300591

Lender

Name	HOMETRUST MTG
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20307 Ranch Riata Dr was $3,166 with a homeowner's exemption, down 27.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,186 (+10.38%) Land $48,309 Building $211,877	$260,186 (+10.38%) Land $48,309 Building $211,877
2025	$3,166.00 (-27.55%) Homeowner's exemption	$235,710 Land $48,309 Building $187,401	$235,710 Land $48,309 Building $187,401
2024	$4,370.00
2023		$257,512 Land $48,309 Building $209,203	$257,512 Land $48,309 Building $209,203
2022	$1,769.00
2020	$1,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20307 Ranch Riata Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20307 Ranch Riata Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20