Lee County property record for 20322 Ardore Ln, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,237 sqft · built 2005 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $342,000 (Dec 2015) |
| Tax Bill | $5,337 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-46-26-E2-0100D.0190 |
| Primary APN | 29-46-26-E2-0100D.0190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,237 sqft Living Area |
| Gross Area | 3,955 sqft |
| 1st Floor Area | 2,277 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 14,070 sqft (0.323 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 277 sqft |
| Patio Area | 568 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10488164 |
|---|---|
| Street Address | 20322 ARDORE LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-6320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | BELLA TERRA UNIT ONE PB 77 PG 84 BLK D LOT 19 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | BELLA TERRA |
| Legal Tract | E2 |
| Legal Block | D |
| Legal Lot Number | 19 |
| Legal Unit | 1 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 50311 |
Source: Lee County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20322 ARDORE LN, ESTERO, FL 33928-6320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2015 · Amount on Record |
| Deed Sale | Dec 8, 2015 · Amount on Record |
| Prior Sale | Dec 6, 2007 · Amount on Record |
| Deed Document Number | 2015261821 |
| Prior Transfer Date | May 14, 2012 |
| Prior Transfer Doc | 0000112038 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20322 ARDORE LN, ESTERO, FL 33928-6320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 20322 ARDORE LN, ESTERO, FL 33928-6320 |
| Document Number | 0000246486 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020000246486 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,337.00 (+5.62%) Homeowner's exemption | $342,512 (+5.99%) | $552,350 (+4.56%) Land $130,008 Building $422,342 |
| 2023 | $5,053.00 (-0.41%) Homeowner's exemption | $323,164 (+3%) | $528,272 (+24.42%) Land $166,946 Building $361,326 |
| 2022 | $5,074.00 Homeowner's exemption | $313,751 | $424,590 Land $83,095 Building $341,495 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
5G (outdoors only) and 4G LTE
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