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20343 Ardore Ln, Estero, FL 33928 Property Records

Lee County property record for 20343 Ardore Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,794 sqft · built 2004
Lot Size0.199 acres (8,668 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (Jan 2025)
Tax Bill$7,613 (2025)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E2-0100E.0060

Property Details

APN / Parcel Number

Primary APN29-46-26-E2-0100E.0060
Alternative APNs
  • 262946E20100E0060
  • 294626010000E0060
  • 10488219

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,794 sqft Living Area
Gross Area4,408 sqft
1st Floor Area1,595 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area8,668 sqft (0.199 acres)
View / LotLake
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area364 sqft
PorchFlorida Room
Patio Area462 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10488219
Street Address20343 ARDORE LN
CityESTERO
StateFL
Zip33928-6324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionBELLA TERRA UNIT ONE PB 77 PG 84 BLK E LOT 6
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionBELLA TERRA
Legal TractE2
Legal BlockE
Legal Lot Number6
Legal Unit1
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5004
Census Tract50311

Owner

20343 Ardore Ln is owned and occupied by an individual who bought it in January 2025.

Source: Lee County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address20343 ARDORE LN, ESTERO, FL 33928-6324
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2025 · Amount on File
Deed SaleJan 3, 2025 · Amount on File
Prior SaleMar 4, 2016 · Amount on File
Deed Document Number20251653
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20343 ARDORE LN, ESTERO, FL 33928-6324
Transaction TypeMortgage
Record UpdatedMar 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20343 ARDORE LN, ESTERO, FL 33928-6324

Mortgage

Document Number0000083699
DateMar 7, 2023
Instrument2023000083699
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount on Record
Term358 Months
DueJan 24, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 20343 Ardore Ln was $7,613.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,613.00 Homeowner's exemption$517,298 Land $97,708 Building $419,590$517,298 Land $97,708 Building $419,590
2023$4,333.00 (-0.82%) Homeowner's exemption$268,119 (+3%)$522,624 (+19.28%) Land $115,004 Building $407,620
2022$4,369.00 Homeowner's exemption$260,310$438,138 Land $97,500 Building $340,638

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20343 Ardore Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20343 Ardore Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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