20321 Harroway Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20321 Harroway Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,740 sqft · built 2016
Lot Size0.104 acres (4,536 sqft)
OwnerCompany Name on Record
Last Sale$73,000 (Sep 2024)
Tax Bill$3,506 (2024)
Deeds & MortgagesMay 2021 Mortgage
Sep 2024 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-179-19

Property Details

APN / Parcel Number

Primary APN001-179-19

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,740 sqft Heated Area
Gross Area3,390 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Lot Area4,536 sqft (0.104 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address20321 HARROWAY DR
CityCORNELIUS
StateNC
Zip28031-6914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR(CD)
Legal DescriptionL23 M46-415
Legal SubdivisionHARROGATE PH 02
Legal Lot Number23
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1021
Census Tract6216

Owner

Source: Mecklenburg County records, as of May 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address591 W PUTNAM AVE, GREENWICH, CT 06830-6005
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 30, 2024Special Warranty Deed, Transfer
OS NATIONAL RESWARE
Sep 20, 2021Warranty Deed, Transfer
Jul 19, 2017Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Prior SaleSep 20, 2021 · Amount on Record
Deed Document Number0039100247
Deed Book / Page39100 / 247
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20321 HARROWAY DR, CORNELIUS, NC 28031-6914
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097536
DateMay 17, 2021
Book Page36072/226
Instrument2021097536
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

September 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 30, 2024
Property Address20321 HARROWAY DR, CORNELIUS, NC 28031-6914
Document Number0000092317
Book / Page39100 / 247
Map ReferenceMB 34 PG 531
Instrument DateSep 26, 2024
Instrument2024092317
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyOS NATIONAL RESWARE

Transaction

AmountAmount Recorded
Tax$146.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address591 W PUTNAM AVE, GREENWICH, CT 06830-6005

Transferred To (Grantee/Buyer)

NameVerified Name
Address591 W PUTNAM AVE, GREENWICH, CT 06830-6005
InvestorPossibly a Property Investor

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 20, 2021
Property Address20321 HARROWAY DR, CORNELIUS, NC 28031-6914
Document Number0000179337
Book / Page36544 / 207
Map ReferenceMB 45 PG 617
Instrument DateSep 17, 2021
Instrument2021179337
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
Tax$791.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4109 W 98TH ST # ST1A, ST1A, OAK LAWN, IL 60453-3428

Transferred To (Grantee/Buyer)

NameVerified Name
Address4645 HAWTHORNE LN NW, WASHINGTON, DC 20016-3437
InvestorPossibly a Property Investor

July 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 19, 2017
Property Address20321 HARROWAY DR, CORNELIUS, NC 28031-6914
Document Number0000096891
Book / Page31976 / 888
Instrument DateJul 19, 2017
Instrument2017096891
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 15, 2021
Title CompanySTATEWIDE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$558.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4515 E INDEPENDENCE BLVD, 4515, CHARLOTTE, NC 28205-7405

Transferred To (Grantee/Buyer)

NameVerified Name
Address20321 HARROWAY DR, CORNELIUS, NC 28031-6914

Mortgage

Document Number0000096892
DateJul 19, 2017
Book Page31976/890
Instrument2017096892
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$534,400 Land $90,000 Building $444,400
2024$3,506.00
2023$534,400 Land $90,000 Building $444,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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