Kaufman County property record for 20321 FM 986, Terrell, TX 75160
| Property Type | Single Family Home |
|---|---|
| Details | 1,992 sqft · built 2021 |
| Lot Size | 1 acres (43,582 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,318 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R213282 |
| Primary APN | R213282 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,992 sqft Living Area |
| 1st Floor Area | 1,992 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 43,582 sqft (1 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R213282 |
|---|---|
| Street Address | 20321 FM 986 |
| City | TERRELL |
| State | TX |
| Zip | 75160-0139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELISHA TURNER, TRACT 690.03; 1.0005 ACRES |
| Legal Subdivision | ELISHA TURNER |
| Legal Tract | 690.03 |
| Jurisdiction | KAUFMAN TX |
| Township / Civil Division | TERRELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 50601 |
20321 FM 986 is owned and occupied by two individuals who acquired it in September 2020.
Source: Kaufman County records, as of October 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20321 FM 986, TERRELL, TX 75160-0139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2020 |
| Deed Sale | Sep 11, 2020 |
| Deed Document Number | 27559 |
| Deed Book / Page | 6586 / 151 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Property Address | 20321 FM 986, TERRELL, TX 75160-0139 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2022 |
| Title Company | CHICAGO TITLE OF TEXAS DFW |
| Name | Verified Name |
|---|
| Document Number | 0071710470 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 7171/470 |
| Instrument | 2021-0034216 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Kaufman County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kaufman County |
| Municipality | Poetry Town |
| Unified School District | Terrell Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $445,000 Land $95,035 Building $349,965 | $445,000 Land $95,035 Building $349,965 | |
| 2024 | $6,318.00 | ||
| 2023 | $450,188 Land $75,030 Building $375,158 | $450,188 Land $75,030 Building $375,158 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20321 FM 986 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Dec 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20321 FM 986 is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POETRY WSC serves 3,636 people · EPA ID TX1290022 |
|---|---|
| Water Source | Purchased surface water from CITY OF TERRELL |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 300 / 75 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
May also be available: Peoples Communications.
5G and 4G LTE (outdoors only)
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