19912 FM 986, Terrell, TX 75160 Property Records

Kaufman County property record for 19912 FM 986, Terrell, TX 75160

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2 ba · 2,031 sqft · built 1985
Lot Size	1.01 acres (44,048 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Feb 2018)
Tax Bill	$4,370 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R14409`

Property Details

APN / Parcel Number

Primary APN	`R14409`
Alternative APNs	`99.0529.0000.0115.01.06.00` `14409`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,095 sqft Gross Area
1st Floor Area	2,031 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,048 sqft (1.01 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	19912 FM RR 986
City	TERRELL
State	TX
Zip	75160
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	ELISHA TURNER, TRACT 115.01; 1. ACRES
Legal Subdivision	ELISHA TURNER
Legal Tract	115.01
Legal Block	1
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	1
Census Block	1027
Census Tract	50601

Owner

Source: Kaufman County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19912 FM RR 986, TERRELL, TX 75160
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Oct 11, 2022	Vendor's Lien, Transfer BAY EQUITY LLC
Feb 20, 2018	Vendor's Lien, Transfer · Conventional Mortgage SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2018 · Amount on Record
Deed Sale	Feb 20, 2018 · Amount on Record
Deed Document Number	20183796
Deed Book / Page	5590 / 472
Prior Transfer Date	Feb 15, 2018
Prior Transfer Doc	0055900472
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Recording Date	Sep 23, 2026
Property Address	19912 FM RR 986, TERRELL, TX 75160
Document Number	0000029147
Book / Page	9608 / 336
Instrument Date	Sep 18, 2026
Instrument	202629147
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029147,
Date	Sep 23, 2026
Book Page	9608/336
Instrument	202629147

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Oct 11, 2022
Property Address	19912 FM 986, TERRELL, TX 75160-0138
Document Number	0078420476
Book / Page	7842 / 476
Instrument Date	Oct 7, 2022
Instrument	2022-0038300
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	NOT AVAILABLE, FORWARD STLMT SLN OF TX LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10491 COUNTY ROAD 2460, 10491, TERRELL, TX 75160-8628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19912 FM 986, TERRELL, TX 75160-0138

Mortgage

Document Number	20220038301
Date	Oct 11, 2022
Instrument	2022-0038301

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Feb 20, 2018
Property Address	19912 FM 986, TERRELL, TX 75160-0138
Document Number	0055900472
Book / Page	5590 / 472
Instrument Date	Feb 15, 2018
Instrument	2018-0003796
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19912 FM 986, TERRELL, TX 75160-0138

Mortgage

Document Number	20180003797
Date	Feb 20, 2018
Instrument	2018-0003797

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,370.00 (+2.85%)	$248,404 (+4.4%) Land $31,536 Building $216,868	$248,404 (+4.4%) Land $31,536 Building $216,868
2024	$4,249.00 (+5.64%)
2023	$4,022.00 (+33.18%) Homeowner's exemption	$237,929 Land $28,460 Building $209,469	$237,929 Land $28,460 Building $209,469
2022	$3,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POETRY WSC serves 3,636 people · EPA ID TX1290022
Water Source	Purchased surface water from CITY OF TERRELL
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	500 / 60
Wi-Five Broadband Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 986

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