2032 Lake Rd, Ridgeway, SC 29130 Property Records

Kershaw County property record for 2032 Lake Rd, Ridgeway, SC 29130

Property Summary

Property TypeSingle Family Home
Details5,684 sqft
Lot Size0.73 acres (31,799 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Aug 2020)
Tax Bill$3,403 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN178-03-03-102

Property Details

APN / Parcel Number

Primary APN178-03-03-102
Alternative APNs
  • 0178 03 03 1020
  • 11819

Interior

Stories1 Story
Building Area5,684 sqft Gross Area

Exterior

Exterior MaterialBrick
Lot Area31,799 sqft (0.73 acres)
Garage TypeAttached
Garage Area576 sqft
PorchPorch
Porch Area525 sqft

Location & Zoning

Account Number11819
Street Address2032 LAKE RD
CityRIDGEWAY
StateSC
Zip29130-9658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionLOT 102
Legal Lot Number102
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group4
Census Block4005
Census Tract970401

Owner

2032 Lake Rd is owned and occupied by an individual who bought it in August 2020.

Source: Kershaw County records, as of November 7, 2025

Owner of RecordIndividual Name on File
Mailing Address2032 LAKE RD, RIDGEWAY, SC 29130-9658
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2020 · Amount on File
Deed SaleAug 10, 2020 · Amount on File
Prior SaleMay 23, 2007
Deed Document Number20207142
Deed Book / Page4277 / 86
Record UpdatedJun 8, 2026

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateAug 10, 2020
Property Address2032 LAKE RD, RIDGEWAY, SC 29130-9658
Document Number0000007142
Book / Page004277 / 000086
Instrument DateAug 7, 2020
Instrument7142
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,405.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2032 LAKE RD RIDGEWAY SC 291309658, RIDGEWAY, SC 29130-9658

Mortgage

Document Number7143
DateAug 10, 2020
Book Page004277/000089
Instrument7143
Lender
NameFIRST CITIZENS BK
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2032 Lake Rd was $3,403.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,403.00$649,100 Land $215,000 Building $434,100$649,100
2023$3,425.00$649,400 Land $215,000 Building $434,400$649,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2032 Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims5 (2015–2024)
Most Recent ClaimOct 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2032 Lake Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Cable
500 / 50

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