Kershaw County property record for 2032 Lake Rd, Ridgeway, SC 29130
| Property Type | Single Family Home |
|---|---|
| Details | 5,684 sqft |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Aug 2020) |
| Tax Bill | $3,403 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 178-03-03-102 |
| Primary APN | 178-03-03-102 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,684 sqft Gross Area |
| Exterior Material | Brick |
|---|---|
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 525 sqft |
| Account Number | 11819 |
|---|---|
| Street Address | 2032 LAKE RD |
| City | RIDGEWAY |
| State | SC |
| Zip | 29130-9658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 102 |
| Legal Lot Number | 102 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 970401 |
2032 Lake Rd is owned and occupied by an individual who bought it in August 2020.
Source: Kershaw County records, as of November 7, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2032 LAKE RD, RIDGEWAY, SC 29130-9658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2020 · Amount on File |
| Deed Sale | Aug 10, 2020 · Amount on File |
| Prior Sale | May 23, 2007 |
| Deed Document Number | 20207142 |
| Deed Book / Page | 4277 / 86 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 10, 2020 |
| Property Address | 2032 LAKE RD, RIDGEWAY, SC 29130-9658 |
| Document Number | 0000007142 |
| Book / Page | 004277 / 000086 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 7142 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,405.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2032 LAKE RD RIDGEWAY SC 291309658, RIDGEWAY, SC 29130-9658 |
| Document Number | 7143 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 004277/000089 |
| Instrument | 7143 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2050 |
The 2025 property tax bill for 2032 Lake Rd was $3,403.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,403.00 | $649,100 Land $215,000 Building $434,100 | $649,100 |
| 2023 | $3,425.00 | $649,400 Land $215,000 Building $434,400 | $649,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2032 Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2032 Lake Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
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