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2016 Lake Rd, Ridgeway, SC 29130 Property Records

Kershaw County property record for 2016 Lake Rd, Ridgeway, SC 29130 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3,289 sqft · built 1984
Lot Size0.73 acres (31,799 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Jan 2016)
Tax Bill$2,385 (2023)
Deeds & MortgagesMar 2024 Second Mortgage
Flood ZoneZone X (minimal risk)
APN178-03-03-099

Property Details

APN / Parcel Number

Primary APN178-03-03-099
Alternative APNs
  • 0178 03 03 0990
  • 11809

Interior

Stories1 Story
Building Area3,289 sqft Gross Area
Gross Area2,435 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Exterior MaterialWood
Construction TypeFrame
Lot Area31,799 sqft
Garage TypeAttached
Garage Area506 sqft
PorchPorch
Porch Area60 sqft

Location & Zoning

Account Number11809
Old Parcel Number0178 03 03 0990
Street Address2016 LAKE RD
CityRIDGEWAY
StateSC
Zip29130-9658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description712-334 524-84 IN-1128 2016 LAKE ROAD
Legal Lot Number99
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group4
Census Block4005
Census Tract970401

Owner

Source: Kershaw County records · APN 178-03-03-099

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2016 LAKE RD, RIDGEWAY, SC 29130-9658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 22, 2016 · Amount on Record
Deed SaleJan 22, 2016 · Amount on Record
Deed Document Number0003476258
Deed Book / Page3476 / 258
Last Transfer DateJan 26, 2016
Transfer Doc0000000546
Record UpdatedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address2016 LAKE RD, RIDGEWAY, SC 29130-9658
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020241842
DateMar 08, 2024
Book Page5101/62
Instrument2024-1842
Lender
NameSAFE FCU
TypeCredit Union
AddressSUMTER, SC 29150
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueApr 01, 2034

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$435,500 (-) Land $215,000 Building $220,500$435,500 (-)
2023$2,385.00$435,500 Land $215,000 Building $220,500$435,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559704014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 30 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims5 (2015–2024)
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Helene
Claims By Storm
  • Hurricane Helene, Oct 2024 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TruVista CommunicationsCable500 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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