2032 el Lago Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2032 el Lago Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,091 sqft · built 1979
Lot Size	0.262 acres (11,423 sqft)
Owner	2 Individual Names on File
Last Sale	$273,100 (Oct 2019)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093.006.04001023`

Property Details

APN / Parcel Number

Primary APN	`093.006.04001023`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,091 sqft Living Area
Gross Area	2,811 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	11,423 sqft (0.262 acres)
Lot Dimensions	120 ft deep x 141 ft wide
Garage Type	Attached
Garage Area	720 sqft

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	105 sqft
Deck Area	Deck Area
Patio Area	212 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2032 EL LAGO DR
City	ARNOLD
State	MO
Zip	63010-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SIERRA MADRA ESTS 1 LOT 31
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	SIERRA MADRA ESTS 1
Legal Block	2
Legal Lot Number	31
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2006
Census Tract	700117

Owner

2032 el Lago Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2032 EL LAGO DR, ARNOLD, MO 63010-4114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2019 · Amount on File
Deed Sale	Oct 7, 2019 · Amount on File
Prior Sale	Sep 23, 2014 · Amount on File
Deed Document Number	201931025
Prior Transfer Date	Sep 16, 2014
Prior Transfer Doc	0000028632
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 7, 2019
Property Address	2032 EL LAGO DR, ARNOLD, MO 63010-4114
Document Number	0000031025
Map Reference	MB 73 PG 10
Instrument Date	Sep 27, 2019
Instrument	2019R-031025
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2510 PRAIRIE HOLLOW RD, 2510, IMPERIAL, MO 63052-1480

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2032 EL AGO DR, ARNOLD, MO 63010-4114

Mortgage

Document Number	0000031026
Date	Oct 7, 2019
Instrument	2019R-031026

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2032 el Lago Dr was $3,144, up 9.4% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,500 (-) Land $1,900 Building $43,600	$239,600 (-) Land $10,200 Building $229,400
2025	$3,144.00 (+9.36%)	$45,500 Land $1,900 Building $43,600	$239,600 (-) Land $10,200 Building $229,400
2024	$2,875.00 (+0.56%)		$239,600 (+12.86%) Land $10,200 Building $229,400
2023	$2,859.00	$40,300 Land $1,900 Building $38,400	$212,300 Land $10,200 Building $202,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2032 el Lago Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2015–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2032 el Lago Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wisper ISP.

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