2020 EL LAGO DR ARNOLD MO 630104114, ARNOLD, MO 63010-4114
Mortgage
Document Number
0000025240
Date
Aug 23, 2019
Instrument
25240
Lender
Name
FREEDOM MTG
Type
Mortgage Company
Address
KANSAS CITY, MO 64112
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Aug 22, 2049
May 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
JEFFERSON MO
Property Address
2020 EL LAGO DR, ARNOLD, MO 63010-4114
Document Number
0000016721
Instrument Date
May 29, 2018
Transaction Type
Mortgage
Record Updated
Jun 27, 2018
Title Company
INSPIRE CLOSING SERVICES LLC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2020 EL LAGO DR ARNOLD MO 630104114, ARNOLD, MO 63010-4114
Mortgage
Document Number
0000016721
Date
Jun 6, 2018
Instrument
16721
Lender
Name
FREEDOM MTG
Type
Mortgage Company
Address
ST LOUIS, MO 63005
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 5, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 2020 el Lago Dr was $2,045, up 3.9% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
Property Jurisdictions
Type
Name
State
Missouri
County
Jefferson County
Unified School District
Fox C-6 School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$29,600 (-)Land $1,900Building $27,700
$156,100 (-)Land $10,200Building $145,900
2025
$2,045.00 (+3.86%)
$29,600Land $1,900Building $27,700
$156,100 (-)Land $10,200Building $145,900
2024
$1,969.00 (+0.56%)
$156,100 (+7.51%)Land $10,200Building $145,900
2023
$1,958.00
$27,600Land $1,900Building $25,700
$145,200Land $10,200Building $135,000
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 2020 el Lago Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
4 (2015–2022)
Claims Outside the SFHA
4 of 4
Most Recent Claim
Aug 2022 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 2020 el Lago Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source
Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection
Aug 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
May also be available: T-Mobile, Verizon, Wisper ISP.