St. Tammany Parish property record for 20316 Garland St, Covington, LA 70435 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,485 sqft · built 1980 |
| Owner | Individual Name on File |
| Tax Bill | $232 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| APN | 138-080-8601 |
| Primary APN | 138-080-8601 |
|---|---|
| Alternative APN |
|
| Building Area | 1,485 sqft Living Area |
|---|
| Year Built | Built 1980 |
|---|
| Old Parcel Number | 138-080-8601 |
|---|---|
| Street Address | 20316 GARLAND ST |
| City | COVINGTON |
| State | LA |
| Zip | 70435-5863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 SQ 10 GARLANDS COVINGTON CLAIBORNE ADDITION CB 853 694 INST NO 1103684 INST NO 1968599 |
| Legal Subdivision | GARLAND ADDITION |
| Legal Lot Number | 10 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 40502 |
Source: St. Tammany Parish records · APN 138-080-8601
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20316 GARLAND ST, COVINGTON, LA 70435-5863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Jan 20, 2015 |
| Last Transfer Date | Nov 16, 2021 |
| Transfer Doc | 0002301037 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20316 GARLAND ST, COVINGTON, LA 70435-5863 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002301038 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2301038 |
| Name | NEWREZ LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $232.00 (-4.53%) Homeowner's exemption | $9,521 (-) Land $1,863 Building $7,658 | $95,210 (-) Land $18,630 Building $76,580 |
| 2024 | $243.00 (-6.54%) Homeowner's exemption | $9,521 (-) Land $1,863 Building $7,658 | $95,210 (-) Land $18,630 Building $76,580 |
| 2023 | $260.00 Homeowner's exemption | $9,521 (-) Land $1,863 Building $7,658 | $95,210 (-) Land $18,630 Building $76,580 |
| 2022 | $260.00 Homeowner's exemption | $9,521 Land $1,863 Building $7,658 | $95,210 Land $18,630 Building $76,580 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030405021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 116 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 53 (1978–2024) |
| Claims Outside the SFHA | 30 of 53 |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 60% of the US · above 82% of Louisiana |
|---|---|
| Wildfire Likelihood | About 1 in 562 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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