St. Tammany Parish property record for 20295 Garland St, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 1,140 sqft · built 1997 |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Dec 2019) |
| Tax Bill | $607 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| APN | 138-080-8997 |
| Primary APN | 138-080-8997 |
|---|---|
| Alternative APN |
|
| Building Area | 1,140 sqft Living Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Storage Building | 224 sqft |
| Old Parcel Number | 138-080-8997 |
|---|---|
| Street Address | 20295 GARLAND ST |
| City | COVINGTON |
| State | LA |
| Zip | 70435-0115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 SQ 12 GARLAND ADD CB 1180 403 INST NO 972072 INST NO 1013848 INST NO 1586690 INST NO 2188570 |
| Legal Subdivision | GARLAND ADDITION |
| Legal Lot Number | 7 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 40502 |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20295 GARLAND ST, COVINGTON, LA 70435-0115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2019 · Amount on Record |
| Deed Sale | Dec 30, 2019 · Amount on Record |
| Deed Document Number | 2188570 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Dec 30, 2019 |
| Property Address | 20295 GARLAND ST, COVINGTON, LA 70435-0115 |
| Document Number | 0002188570 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 2188570 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2347, COVINGTON, LA 70434-2347 |
| Name | Verified Name |
|---|---|
| Address | 625B VILLAGE LN S, MANDEVILLE, LA 70471-2929 |
| Document Number | 0002188571 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 2188571 |
| Name | HOME BRIDGE FINANCIAL SERVICES |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $607.00 (-4.71%) Homeowner's exemption | $12,780 (-) Land $2,500 Building $10,280 | $127,800 (-) Land $25,000 Building $102,800 |
| 2024 | $637.00 (-6.32%) Homeowner's exemption | $12,780 (-) Land $2,500 Building $10,280 | $127,800 (-) Land $25,000 Building $102,800 |
| 2023 | $680.00 Homeowner's exemption | $12,780 (-) Land $2,500 Building $10,280 | $127,800 (-) Land $25,000 Building $102,800 |
| 2022 | $680.00 Homeowner's exemption | $12,780 Land $2,500 Building $10,280 | $127,800 Land $25,000 Building $102,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 116 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 53 (1978–2024) |
| Claims Outside the SFHA | 30 of 53 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 85% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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