Pierce County property record for 20315 43rd Ave E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 2,280 sqft · built 1973 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,000 (Jul 2011) |
| Tax Bill | $5,917 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 497020-0-110 |
| Primary APN | 497020-0-110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 2,924 sqft |
| Upper Floors Area | 1,128 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 12,000 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 128 sqft |
| Patio Area | 244 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 20315 43RD AVE E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-6718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MSF |
| Legal Description | SECTION 01 TOWNSHIP 18 RANGE 03 QUARTER 31 KLEINWOOD TERRACE L 11 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 01 |
| Legal Subdivision | KLEINWOOD TERRACE |
| Legal Lot Number | 11 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 71413 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20315 43RD AVE E, SPANAWAY, WA 98387-6718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 11, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Sep 30, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Nov 17, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2011 · Amount on Record |
| Deed Sale | Jul 28, 2011 · Amount on Record |
| Prior Sale | Feb 10, 2003 · Amount on Record |
| Deed Document Number | 2011420 |
| Prior Transfer Date | Jan 5, 2010 |
| Prior Transfer Doc | 0000000547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 20315 43RD AVE E, SPANAWAY, WA 98387-6718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002070436 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 202202070436 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 20315 43RD AVE E, SPANAWAY, WA 98387-6718 |
| Document Number | 2009160058 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20315 43RD AVE E SPANAWAY WA 983876718, SPANAWAY, WA 98387-6718 |
| Document Number | 2009160058 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 202009160058 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 20315 43RD AVE E, SPANAWAY, WA 98387-6718 |
| Document Number | 1910070550 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20315 43RD AVE E SPANAWAY WA 983876718, SPANAWAY, WA 98387-6718 |
| Document Number | 1910070550 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 201910070550 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 20315 43RD AVE E, SPANAWAY, WA 98387-6718 |
| Document Number | 1811260224 |
| Instrument Date | Nov 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20315 43RD AVE E SPANAWAY WA 983876718, SPANAWAY, WA 98387-6718 |
| Document Number | 1811260224 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 201811260224 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2048 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,917.00 (+0.54%) | $527,500 (+10.82%) Land $156,100 Building $371,400 | $527,500 (+10.82%) Land $156,100 Building $371,400 |
| 2025 | $5,885.00 (+5.92%) | ||
| 2024 | $5,556.00 (-5.3%) | $476,000 (-7.32%) Land $159,800 Building $316,200 | $476,000 (-7.32%) Land $159,800 Building $316,200 |
| 2023 | $5,867.00 | $513,600 Land $162,300 Building $351,300 | $513,600 Land $162,300 Building $351,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHEL WATER CO private · serves 270 people · EPA ID WA5305948 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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