20314 43rd Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 20314 43rd Ave E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.75 ba · 2,567 sqft · built 1973
Lot Size0.289 acres (12,600 sqft)
Owner2 Individual Names on Record
Last Sale$118,820 (May 2018)
Tax Bill$6,802 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN497020-0-100

Property Details

APN / Parcel Number

Primary APN497020-0-100

Interior

Bedrooms4 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,567 sqft Living Area
Gross Area1,269 sqft
1st Floor Area1,236 sqft
Upper Floors Area912 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1991
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,600 sqft (0.289 acres)
Garage TypeAttached
Garage Area1,269 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchOpen Slab
Porch Area1,200 sqft
Deck Area60 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address20314 43RD AVE E
CitySPANAWAY
StateWA
Zip98387-6718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMSF
Legal DescriptionSECTION 01 TOWNSHIP 18 RANGE 03 QUARTER 31 KLEINWOOD TERRACE: KLEINWOOD TERRACE L 10
Legal Range03
Legal Township18
Legal Section01
Legal SubdivisionKLEINWOOD TERRACE
Legal Lot Number10
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group2
Census Block2011
Census Tract71413

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20314 43RD AVE E, SPANAWAY, WA 98387-6718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 19, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
US BANK NA
May 30, 2018Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2018 · Amount on Record
Deed SaleMay 30, 2018 · Amount on Record
Deed Document Number2018814
Last Transfer DateJun 9, 2020
Transfer Doc0000190246
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address20314 43RD AVE E, SPANAWAY, WA 98387-6718
Transaction TypeMortgage
Record UpdatedOct 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20314 43RD AVE E, SPANAWAY, WA 98387-6718

Mortgage

Document Number0012160301
DateDec 16, 2021
Instrument202112160301
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueOct 17, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPIERCE WA
Recording DateJun 19, 2020
Property Address20314 43RD AVE E, SPANAWAY, WA 98387-6718
Document Number0006190246
Map ReferenceVOL 41 PG 50
Instrument DateJun 9, 2020
Instrument202006190246
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyCHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20314 43RD AVE E, SPANAWAY, WA 98387-6718

Mortgage

Document Number0006190247
DateJun 19, 2020
Instrument202006190247
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2040

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateMay 30, 2018
Property Address20314 43RD AVE E, SPANAWAY, WA 98387-6718
Document Number0005300814
Map ReferenceVOL 41 PG 50
Instrument DateMay 24, 2018
Instrument201805300814
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$2,120.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5605 112TH ST E STE 900, 900, PUYALLUP, WA 98373-4337

Mortgage

Document Number0005300815
DateMay 30, 2018
Instrument201805300815
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$605,700 (+11.26%) Land $158,000 Building $447,700$605,700 (+11.26%) Land $158,000 Building $447,700
2025$6,802.00 (+6.7%)
2024$6,375.00 (-5.86%)$544,400 (-8.06%) Land $161,800 Building $382,600$544,400 (-8.06%) Land $161,800 Building $382,600
2023$6,772.00$592,100 Land $164,300 Building $427,800$592,100 Land $164,300 Building $427,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBETHEL WATER CO
private · serves 270 people · EPA ID WA5305948
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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